Post # 1
How do I go about getting my ring insured? I have read about ‘riders’ that go with your homeowners insurance, but we’re not homeowners and won’t be for several more years. Where do/how do I get insurance for my rings? I’m not well-versed in this and I’m assuming I don’t call Geico or Allstate, right? Or yes?!
Post # 18
Don’t worry – I got mine in early August and mine still isn’t insured either -__-. But I think we will go with Jewelers Mutual….this thread has been insanely helpful 🙂 Thanks all
Post # 19
They can be covered under renters insurance, but you’re better off getting an appraisal and having them written in sperately. I don’t remember what it’s called, but it isn’t that much and covers JUST the ring so if your apartment is ever broken into, or anything else, the entire covered amount won’t be eaten up by your rings
Post # 20
We did ours through the jeweler where we bought the ring.
Post # 21
Any opinion on whether or not we should TRY to go through our jeweler (I havn’t inquired as to whether or not this is an option, just thinking outloud) since this is where the diamond was appraised and our appraisal letter is from their in-company appraiser?
Post # 22
We have my rings insured on a seperate rider through our Progressive renter’s insurance.
As for going through your jeweler it all depends on your jeweler themselves. I would hate for you to pay for insurance and have them not stand behind their guarantee or go out of business and leave you hanging. Both very much a possibility in today’s economy.