(Closed) Ring Insurance in the UK? Help Please!!!

posted 6 years ago in Rings
Post # 3
Member
3996 posts
Honey bee
  • Wedding: September 2018

My only advice would be to visit an independant jewellers. They will give you the best advice as most companies will insist you use someone they have a “deal” with.

Post # 5
Member
62 posts
Worker bee
  • Wedding: April 2012

Mine is included in my contents insurance – what I think yo

Post # 6
Member
1150 posts
Bumble bee
  • Wedding: September 2013 - Ontario, Canada

TH March are the best in mu opponion and from the research i did. They are the only UK insurer that will insure single Jewellery items or larger value items. They also do package contence insurance for all your possessions in your rented accommodation. I call literally every UK insurance co to try to find one for mine as it’s a larger stone and they gave me the best quote. Good luck.

Post # 7
Member
392 posts
Helper bee
  • Wedding: August 2012

Hey there!
I’m a UK Bee! I haven’t purchased insurance for my ring yet either however I’ve just had a look at this company and they seem great! You can get a quick quote too!
http://www.thmarch.co.uk

Post # 9
Member
1150 posts
Bumble bee
  • Wedding: September 2013 - Ontario, Canada

No I think that sounds fair, we pay a bit more but that is including contents insurance for our flat as well (we are also in London) I liked the fact that there is no excess, I can pick any jeweller to get my replacement (since mine is an antique this was important to me) and it gives me worldwide cover for theft, breakage, loss etc. It is worth getting a quote for full content though as this was lower than the quote for just the ring in my case. Just a tip 🙂

Post # 10
Member
1150 posts
Bumble bee
  • Wedding: September 2013 - Ontario, Canada

Oh and thanks for your kind comment about my ring 🙂

Post # 12
Member
5011 posts
Bee Keeper
  • Wedding: April 2012

We have my ring insured on our contents insurance and it’s covered worldwide for pretty much anything. It’s a much less valuable ring, but in total our renewal was only £213 this year.

Post # 13
Member
1150 posts
Bumble bee
  • Wedding: September 2013 - Ontario, Canada

@SpecialSundae: It does depend on the value of the ring though. My normal insurer would not cover mine which is why I had to go with TH Smith.

Post # 14
Member
1150 posts
Bumble bee
  • Wedding: September 2013 - Ontario, Canada

@ane7: No problem at all! The only restriction I have is basically that I have to wear it at all times or put it in a safe if I am not wearing it which I am fine with. I don’t generally take it off anyway.

Post # 15
Member
63 posts
Worker bee
  • Wedding: October 2011

I went with TH March. They were recommended to me by Joseph Bonnar, our jewellers, when we bought my engagment ring. I got the comprehensive international cover because I travel a lot.

Post # 16
Member
5011 posts
Bee Keeper
  • Wedding: April 2012

@Tessa931:

I love Bonnar’s! Are you an Edinburgh girl too then? My ring is fairly valuable but our insurer is actually pretty generous with named items.

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