(Closed) Ring Insurance when adding a rider to a home/rental ins. is not an option!

posted 6 years ago in Rings
Post # 3
Member
4943 posts
Honey bee
  • Wedding: July 2012

My husband is an insurance agent and I STILL chose to go through Jeweler’s Mutual/A Perfect Circle. They are very affordable and the coverage is much better than with a home insurance rider.

Post # 5
Member
85 posts
Worker bee

Ohh, good thought. Our homeowners insurance is paid through escrow by my bank so I’m not sure I can alter it (haven’t checked). Just got a quote on Perfect Circle, super affordable!

Post # 6
Member
2999 posts
Sugar bee
  • Wedding: May 2013

Perfect Circle. I’m an insurance agent, myself. In the event of a claim, it won’t affect your homeowners like a rider would. And its cheaper!

Post # 7
Member
2256 posts
Buzzing bee

What do all these ring insurance policies cover? I think my insurance will only take a free rider if it’s a case of theft. But what if something happens like it falls off or I leave it on the nightstand in a hotel (I rarely take the thing off so I doubt that’ll happen)?

Does their insurance cover non criminal loss?

Post # 8
Member
4252 posts
Honey bee
  • Wedding: February 2009

Perfect Circle covers everything.  Loss, theft, mysterious disappearance, damage….

The topic ‘Ring Insurance when adding a rider to a home/rental ins. is not an option!’ is closed to new replies.

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