Post # 1
Basically what im looking for here bees is….
What is your best advice for when you feel as if your running out of money??
Paying for the wedding on my own and I have all the big ticket items mainly paid for. But now its just the final payments and all the little things. Im pretty good at finding deals and what not. But, some of our big ticket things , IE – my mother said she would help with our $4,000.00 photographer which she picked and and now she will not be contributing so im pretty much stuck with the bill. BUT – aside from all that –
I just feel like im getting no where with saving money for this and, I dunno….
Just maybe looking for advice if anyone else has been in the same boat.
I already save every extra penny I make and getting closer to the day, im just beginning the BIG freak out!!
Post # 3
I took on a part time job. It may not cover everything, but it will help out when the going gets tough.
Post # 4
A part time job would help or you can go through your list of expenses and see if you can do without any of them. You could limit the alcohol available or go with a cheaper food selection. You could choose less expensive flowers and do without some decorations. Just decide what’s important to you and what you can live without.
Post # 5
Do you mind me asking which big ticket items you’re worried about? Maybe we can help you find ways to trim.
Post # 6
With your photographer, is there any little part of the package that you can forgo?
For example, my photography package automatically included 25 photo thank-you cards. Well, I made my own photo thank-you cards for much cheaper, so I requested not to do that part of the package. It saved us $50. And while that may not seem like much on its own, the savings here and there totally add up.
Post # 7
I actually have a full time job, a part time job and a job that i work 1 weekend a month.
that $4,000.00 for the photographer is actually one of the smallest packages. My mom was freaking out about the pics and wanted “the best” I told her I couldnt afford it and she said that would be our wedding gift. However, now she has decided that she is “angry” with me for other reasons and will not be helping at all. Which is fine. That was a big wedding gift.
The florist, I chopped down our extra flowers and now we only owe $350 there,
The DJ is an area that I would like to cut, but Fiance is freaking out bc he thinks we need it.
Fiance also doesnt want to cut HIS 100 person guest list… I feel as if our total number of guests went from 150 people to maybe only 80 or 100 that would help greatly!!!
I am trying ot make Fiance and myself happy. I put a time limit on him a few months ago, that if he didnt cintribute the amount to cover the extra amount of the guests that we wants to invite, then I would be chopping his list for him.
We are using paper plates and paper cups bc thats all i can afford, and i am DIY’ing as much as I possibly can.
I just feel lost, and when I generally go to someone for help I like to have solutions ready. and In this case, I almost just cant think of any.
Its just Fiance and I.
His parents, my mom, my grandpa and his grandparents arent able to help at all, which is fine…. but now I just dont know where to go to ask for the $2 – 3,000.00 we need.
Post # 8
It’s not too late for you to book a less expensive photographer? Have you already put down a deposit?
Post # 9
@louisianablue Oh yes…that bastard already has $2,200 of my non refundable dollars!!
Also we are not serving alcohol, I have cut the food down from a dinner buffett to hordoervs.
Im just in freak out mode and i hate it.
When i DO mention that im upset about how big the wedding is and everything, Fiance gets sad which makes me even sadder if thats possible.
But, i guess i just have to suck it up and tell him im putting my foot down and we CAN NOT have that huge wedding. Which i dont even want a big one!! I want intimate… but he has a HUGGGEEEEE family!!! So, thats another reason he has invited so many people. But i dunno.
Post # 10
I think you’re right — the guest list is a huge place where you can cut costs.
Are the people on his list allowed to bring a date or +1? Maybe you can cut there. Does his family have kids? Can you cut down there? Are distant second- or third-cousins being invited who really shouldn’t be causing you stress?
And, unfortunately, if his family is huge, he may have to cut back on his friends list. Or HE can get another job to help pay!
Do you guys have a friend who could act as your DJ? That way, you’re not missing out on having a DJ, but instead could save a few hundred dollars?
Does your photographer offer any kind of payment plan? For example, our photographer offered an option to make the final payment when we picked up the photos, which was a couple of months after the wedding.
Post # 11
I will deff check out a payment plan with the photographer.
And yes, he has cousins, extended family, yadda yadda coming. We have cut all the kids.
It just sucks how stressful this is when its supposed to be such a great day. I actually really hate this day. Im done with it.
Post # 12
Just total up the MUST-HAVEs. (Since these are different for each person, I can’t say what yours should be!)
Then aim to save 1.3 times that amount. Forgo EVERYTHING ELSE. If there is any money left from that 1.3 amount, then, buy this ‘everything’ else.
I know it’s hard… infact VERY HARD. Especially when you start thinking and feeling that this is a once in a lifetme event. In those cases, try to focus on the big picture. Literally take a look at your fiance’s picture (or him, if he’s around!) and tell yourself that he will marry you NO MATTER if you have flowers, or what kind of dress you get, etc.
This worked for me very well. Considering I was the ONLY one saving up for our ENTIRE wedding. I didn’t even need to use the credit card. Plus I came out with huge savings because I ended up not buying a lot of things I thought I might!
Post # 13
well i mean, i know that i want to look at the facts of marrying the man i love and the man that i will be with forever and whom i love. But – what im scared of is… if that was all i cared about, why wouldnt i save the 8K and go to the city? Thats my thing.
Why waste all that money and not even enjoy the day. I dont want to look back and be so mad that for just a little bit more, I could have had a wonderful and beautiful day, Instead, i did it by myself and had an ok day. ya know. I hate that I complain (to bees and to myself) about “i need money, I need money” i mean… who doesnt??
But i just dont want to be upset afterthe fact that i have wiped out my saving completely and racked up CC’s and didnt even think it was all beautiful ya know.
And hopefully i can be like you Sasha2011 and end up with some savings!! :p
Post # 14
i’m repeating some stuff here, but…
– cut the guest list. get your hubby on board with this. show him the spreadsheet, the budget, the expenses, whatever, make him understand why he can’t invite his entire family- unless, of course HE can come up with the extra $$$
– cut out anything else that is unnecessary to you having a wonderful day. add-ons to your centerpieces, extra flowers, all those extras that individually don’t seem like much but they add up
– line of credit from the bank? low interest… get clear between your Fiance and you what kind of debt is acceptable, and how you will repay it after the wedding sparkles have settled
– NO WEDDING FAVORS. done.
– can you cut back on your photographer’s time? maybe even an hour or two would cut costs. Family and friends will capture the rest.
Post # 15
I responded to one of your other threads, as I am paying for the wedding myself as well.
Anyway, we’ve made a bunch of money from selling stuff around the house that we didn’t need. Could you have a yard sale? We’ve made probably close to $3k from selling stuff in the basement and a bunch of music equip (my Fiance has way too many guitars).
Every little bit helps….
Post # 16
Yea, we have been selling some stuff and Fiance keeps saying that whatever we sell will go towards the wedding, but then he uses it for something else. Which, i get upset, but at the same time, the things that were his that he sold, i guess he should keep the money.
But, yes, i agree… every little bit helps!! I hope i bank on christmas!! ahahhaha