(Closed) SAHM vs Working Part Time

posted 4 years ago in Babies
Post # 2
Member
832 posts
Busy bee
  • Wedding: June 2014

For me personally $500 a month would not make it worth it for me. I am a stay at home mom but I do think working part time is a great option..it gets lonely for me at times as I don’t leave the house much with two toddlers. But for $500 a month it wouldn’t be worth the dropping off/picking up of daycare etc. I would speak to your husband about realistically how much money you need to contribute and go from there. Some people want to continue their careers despite making very little after childcare costs so that is something to think about…not sure if taking a break from your job for a few years would make it hard for you to go back someday if you wanted to. Working opposite schedules I doubt would help your PPD/PPA…I agree family time is important. It seems like you want to stay home so I would talk to your husband about it. If you can afford it there’s nothing wrong with staying home!

Post # 3
Member
1127 posts
Bumble bee

I don’t have a lot of advice except that this board stretches across countries and I think cost of living varies so much that it’s hard to tell if $500 is worth it bc it’s such a relative number.

How much of your budget is $500?  

Post # 4
Member
8021 posts
Bumble Beekeeper
  • Wedding: October 2010

I’m a stay at home mom and I would probably do it. It is very flexible and you already know the job so it should be easy to slip back into. If you are going to go back anytime soon I think you should take the opportunity.

Post # 6
Member
739 posts
Busy bee

 

To be honest, if you can’t afford to save on your husbands’s salary alone then you can’t really afford to not work. What if an emergency comes up? Do you never want a vacation? That 10k in savings will trickle away pretty fast. 

It may only by 500 a month, but also do not forget the value it will bring you in terms of getting your out of the house, having contact with adults, not having a career break etc.

Post # 7
Member
9128 posts
Buzzing Beekeeper

View original reply
MrsJet :  In your case I would probably do it but that’s because I don’t consider having nothing leftover each month to save as “fine”. Do you own your home or cars? If so that $10k savings could be drained quickly with one emergency repair. What’s the annual out of pocket maximum on your health insurance? Ours is $10k and if yours is similar one major accident or illness would wipe out your entire savings.  

A 15% increase in net income is pretty solid. Some people who make more money than you might say “oh $500 isn’t worth it” but if they compare it to what 15% of their income is and realize how much they’d be giving up I think more people would say to take it. 

Post # 8
Member
3003 posts
Sugar bee
  • Wedding: October 2011

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MrsJet :  For me, working part time feels like the best of both worlds. I wouldn’t like working full time but being home full time isn’t good for me, either. I don’t make a lot of money at my job (although the extra income is certainly nice), however, I really enjoy my job, seeing people, getting out of the house and having a purpose other than parenthood, etc. I also do shorter days. Being away a full eight plus hours when my son was still breastfeeding frequently would have been stressful for me as well as he didn’t take a bottle well, either. Could you do four four hour days or do you have to do two eight hour days? Although an eight month old will be eating a little solid food which will help. We also started my son on a sippy cup of pumped milk around that age and that worked great. In terms of naps, I do think it is good for a baby to have other adults that can care for her, and bond with other adults besides the parents. My son has been going to the same babysitter since he was a baby (he’ll be three in July) and they have a great relationship! She’s become a family friend to us. I’m due next month with my second baby and she’s at the top of our list of people to call when I go into labor. She just lives a few minutes away which is awesome. It really does “take a village” and having more people in your village is always a good thing, IMO. Anyway, best of luck with whatever you decide! Going back to work was hard for me at first but ultimately the best thing all around for our family.

Post # 9
Member
3173 posts
Sugar bee

You’re very, very lucky to have this opportunity, and I would do it if I were you. Most part time jobs will pay you minimum wage. 

Post # 10
Member
3440 posts
Sugar bee
  • Wedding: September 2017 - Poppy Ridge Golf Course

I think you should take advantage of this unique opportunity. Like a pp I could never be comfortable having no money leftover to save each month, especially with children in the family. Thats not fine at all. $10k is a nice start but it can go quickly in an emergency and if you won’t be able to continue saving at least a little bit every month I don’t think passing up a job where you can still contribute while only working 2 days a week is worth it. Plus it doesn’t seem like your husband is thrilled with the idea of you being a permanent Stay-At-Home Mom and his opinion is important since this isn’t what you previously agreed to and places all the financial responsibility on him. Also, if you ever decide to work full time again or find a different job it’ll be a lot easier with continuous experience vs. a long gap in your employment history. Maybe sit down together and go over the pros and cons to see what will be best for all of you.

Post # 11
Member
7806 posts
Bumble Beekeeper

This sounds like a great opportunity for you and your family–for you to maintain contacts and skills should you need to return to the workforce full time (life happens) and for your family to be able to save some money.

There are great benefits to getting out of the house to interact on a professional level with other adults and you would still be able to devote most of your time to your family. It may be on you to get yourself and DD out the door those two mornings but there is no reason your DH can’t be responsible for getting anything that needs to go with DD ready the night before. 

Post # 12
Member
8367 posts
Bumble Beekeeper

This sounds like the perfect opportunity. TBH you sound a bit selfish and dismissive of your husbands concerns. $500/month of pure savings is a great amount. Thats $6k per year, which will definitely help your savings account, or help offset any costs should anything happen (roof repair, illness, car troubles, college savings account, etc). I think you should talk to your husband and really HEAR him. You say family time is important to you – but you don’t seem to care that he doesnt get a break? Only that YOU get to put your daughter down, and that YOU dont have to leave her with anyone and that YOU would be the one picking her up/dropping her off. There are 3 people in your family now, don’t ignore your H!

It’s also a great way to keep your skills and contacts updated, so you aren’t so far behind when/if you go back full time.

Post # 13
Member
15192 posts
Honey Beekeeper
  • Wedding: June 2011

If his income is just about breaking even each month, then $500 is nothing to turn your nose up at imo.  I would persoanlly not be comfortable not working if there was no room in the budget for any savings with just him working. 

Post # 14
Member
634 posts
Busy bee

View original reply
MrsJet :  You’re not breaking even if you can contribute to retirement accounts, car/house maintenance savings accounts, college savings accounts, etc.  Where I live most SAHMs send their kiddos to preschool part time to aid in socialization and eventually pre-K curriculum so it sounds like this job offer would be a perfect way to get your baby the socialization she needs and make some much needed money.  

Post # 15
Member
7365 posts
Busy Beekeeper

Income, outlet and flexibility. I’d jump on it. Sounds ideal. Babies are very adaptable. Of course you’re not comfortable with the thought cause your haven’t been open to it. You daughter is not dependant its simply what she’s used to. August is more than enough time get your child used the transition.

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