It really between each individual couple, what work out for one couple might not work out for other couples.. So sit down and talk to your Fiance, I know two couples who have husband that make way more and the husbands pay more of the Bills because their income is like double their wife.
My husband make more income than me. He always offer to pay more but I say No, I don’t let him. I insist the 50/50 evenly split, and I give him the look that he is not listening to me his wife, Lol!.. He doesn’t want to get me mad, so he be like okay, alright, baby anything you want. And go along with what I want so I can be happy, poor guy.
Right now we trying to save up money as fast as we can for a house, so he works 2 jobs. He works for a local Truck company and he works at the Warehouse… I only have 1 job. I work at Retail/Sales (Shoe department) so Split Bills evenlly, it actually more unfair to me because my income is Less than his income. But I don’t mind, he is my husband not a stranger.
Both me and my husband live in bad area neighborhood so the rent is cheap, cheap rent helps alot. Regarding Rent/Mortgage; I pay one month, he pay next month. All Bills are evenly split between us. Pretty much his money is his, I don’t touch it… BUT I do remind him to be responsible for his $$ and save it for rainy days/Emergency use; he very responsible with his money.
For us, we have “Separate” Checking/Saving accounts. In defense of my husband, keeping “Separate” accounts was MY insist. I don’t like drama. I don’t want to argue over money, so the best way for me is to keep it “Separate”… We know each others 4 years already, and we NEVER once had an argument over money, so it works!
Note: The above works for me and my husband only… I can’t speak for other couples, because everyone relationship and circumstances is different. So Ms. OP talk to your Fiance, get to a middle ground where you BOTH happy and agree on how to handle Financial. Always, always get this talk done before married.
No offense but I personally do not, DO NOT agree with one Bee theory saying: “His money is my money, and my money is my money” —- That is very very selfish thinking.. If you see how hard your husband works to get pay, then you will not have the heart to say something like that.. Perhaps that one Bee married a rich rich man, lol
I can’t speak for others, but I speak for myself. I do not tollerate this kind of attitude in ‘my’ marriage… My husband works hard for his paycheck, both of his jobs are labor physical work. Everyday he Loading/Unloading, lifting, carrying heavy stuff. Physically he is tired from his jobs, his money doesn’t come easy. His paycheck come from his own sweats.. He doesn’t mind that his wife touch his money, but I refused. His money will always be his, I ‘choose’ not to touch his $$
I’m poor, I’m a college dropped out, I only have a High school degree. I live in a bad area neigborhood, my job doesn’t make much. But I have nothing to be ashamed of myself because I am Financially independent. My theory is very simple: I spend what I myself make. I make less, I spend less.