(Closed) Seperate or Joint bank accounts?

posted 11 years ago in Married Life
  • poll: Seperate or Joint bank accounts... or both?

    Joint

    Seperate

    Both - Have seperate accounts & joint account for bills

  • Post # 17
    Member
    359 posts
    Helper bee
    • Wedding: October 2009

    Joint savings, and personal checking. It’s working quite well. We each pay some bills and have our own funds (mine is al wedding wedding wedding) while the savings is for our house. We both contribute to that (me less right now, since I’m paying for wedding stuff). The one rule is, no one touches savings. Except to deposit.

    Post # 18
    Member
    2022 posts
    Buzzing bee

    We just joined up our accounts last wk – one joint savings, one joint checking.  We like the "all in" approach…ie, what’s mine is yours.  From a practical standpoint, I manage all of our money as it is and we knew that managing 3 separate accounts would be a bigger headache than 2.

    It will be very different.  We have lived together for two years and have always had separate accounts.  If it does not work we are open to other options.

    Post # 19
    Member
    140 posts
    Blushing bee
    • Wedding: November 2001

    We have seperate accounts for our normal accounts, but have a savings account for the wedding, well mainly spending money for the cruise. Every week we put in at least $10 depending on how much tips i make that week and what bills we have due or what we have going on. We both agreed we aren’t going to have joint bank accounts for a long time after we are married.  As with bills, he is normally the one who pays for the bills and my money is more like the grocery, gas, and extra money.

    Post # 20
    Member
    4479 posts
    Honey bee
    • Wedding: March 2010 - Calamigos Ranch

    Both! While we’re just starting out and incredibly poor, we’ll primarily use one joint checking account for just about everything, and keep a small allowance in our separate accounts that we already had. When we have a little more room to breathe, we’ll still keep most of our money in joint accounts but start maintaining separate savings accounts again (also on an "allowance" system) so that we can keep some privacy. 😉

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