Post # 1
I am seriously considering getting a second job (for night shift) part time. I currently work full time in a vet clinic and while it does pay more than your avg retail job..I still dont make very much money (especially for living in California). My Fiance hours have been cut since he is in grad school. Right now, we both live with our parents and are trying to save money. Recently, housing prices in our area have dropped considerably..to a level to where its cheaper to buy a condo rather than rent an apt. I would much rather put money into something that we OWN into something that someone else owns. I currently have some money saved up for a down payment, (obviously not enough) and by next year would like to have most/all of the down payment. So bees..
Do you think it would be wise to get a 2nd job that has crappy hours (6pm-1 or 2am) two days a week or so so when the time comes we can buy a condo? This would total up to about an extra $1000 per month that I can put directly into savings. Im worried that I may obviously be more tired, but I am seriously considering it to make our future that much more secure. Opinions?
Post # 4
I say yes, as long as you think you can handle it. i work two jobs, and while it is tiring, it’s worth it to me. I am determined to buy a house next year and I’ll do whatever it takes to accomplish that goal. Whatever you do just make sure you have at least one day off a week to keep your sanity.
Post # 5
If you can handle it and think that the added money will be worth it. (Not knowing your age) I always say, the time to work hard is when you are young and you can.
Question, are there jobs you can do from home that would yield you that sort of cash? If so, that might be easier.
Post # 6
Yes, with a caveat. It’s going to be a stressful time, but it’s not going to last forever. You and your Fiance need to be super communicative, patient, and thoughtful toward each other. This sounds stupid to say, but exhaustion/stress/conflicting schedules can make things hard.
Post # 7
I have large student loan payments and we wanted to pay for our own wedding. I took a pt job, started my own company and still worked my FT career. My fiance took a pt job too. Luckily it is one he loves which makes it easier. It is tough because we don’t see enough of each other but now we are better about making every moment count.
Post # 8
@atalante:Excellent advice. Do it, but make sure Fiance is on board to help with you being more tired, etc.
Post # 9
Im hoping to work my schedule around his grad school schedule to cut down on lost time to me working. On Thursday nights hes in school all day until 9:30 pm so I would want to work Thursday nights plus one additional day, maybe Friday. Im 25, and I am willing to sacrifice this time for us…I agree it will be stressful, but my Fiance and I have never had a problem communicating. Plus, if I become too stressed or overworked I would not have a problem quitting.
Post # 10
At my peak when I was older than you worked for almost 5 years 2 or more jobs. For 1.5 years I worked one full time, worked at gym 2 nites and Saturday and did full tux cater waitering on sundays. For the remaining 2 years I continued to work FT and retail job 3 nights a week and saturday. for year I worked FT job and spa job both weekend days from 2-10pm. I say all that to say.. Hell yes it can be done. After few weeks your body adjusts.
Post # 11
When we first looking into buying our home in CA we didn’t think we could afford it. With an FHA loan we were able to have a very small down payment and with the market in CA you can get some very favorable concessions from sellers. I say talk to a real estate pro if you haven’t already. You may be surprised at what you can afford now.
Post # 12
@makhro82: We actually just started looking today. I just happened to pick up a real estate magazine and saw condos in our area for around 100k. I had nooo idea the market was that low out here. With a down payment of 20k (which I have a small amount towards of at the moment), our payments would be around $700 per month not including condo fees. A 1bdrm apt in this area starts at $1200. We really need to do more research, but this seriously looks like the best option for us. We probably wouldnt be buying until after April next year anyway, so that gives us some time to save more.
Post # 13
@MsNarwhal: I would say yes. I worked a whole year with one full time job and one retail part time as supplemental income. I work a full time, demanding job now, am working on a MS full time (online) AND just interviewed for a p/t job I can do from home with a liquor company. I am doing this bc our wedding is 6.24.12 and we need the money. SO is also looking for a second job, or one higher paying job. Its not a long term solution, but definitely okay as a short term one if you have the energy and time.
Post # 14
So update: I’m currently at the 2nd jOb and though I’ll be up till 2am and have work at 8am I think it’ll be worth it in the end 🙂