(Closed) Service Plan Requires Sending E-Ring in Mail

posted 8 years ago in Rings
Post # 3
Member
1580 posts
Bumble bee

Did the entire company go out of business or just the store? I think if it is the company, then the service plan is basically non-existant.

What your insurance plan will cover depends on what kind of insurance plan you have. My ring is insured based on the purchase price, and that is what I would get if my ring was lost or stolen.

Post # 4
Member
4385 posts
Honey bee
  • Wedding: May 2011

I would call your insurance provider and ask if they would cover loss or damage to your ring if you send it in the mail. You can insure mail, so that might be an option too. Send it through Fed-ex or similar just to be safe!

Post # 5
Member
1051 posts
Bumble bee
  • Wedding: April 2010

Fiance had my ring shipped out of town to a friend who then sent it back to avoid sales tax.  To be honest, I don’t even think his friend shipped it back insured…

Your insurance will cover whatever price you are paying a premium on (typically based on the appraisal since that’s the reason you got one).  Rings are appraised for more than they’re actually worth so they can be replaced with a comprable stone further down the road, taking inflation and appreciation into account.  My ring was appraised for about 1/3 more than it’s currently worth, it’s totally normal but not nesessarliy the dollar value you’ll receive.

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