(Closed) Should I rater get a Moissy than a diamond to save my FI money?

posted 8 years ago in Rings
  • poll: Moissy to cut on cost and get a better color grading OR Diamond and well...have a real diamond

    0.8ct Moissanite

    0.8ct Diamond (Would be between S1-S3 and I-K)

  • Post # 32
    Member
    1699 posts
    Bumble bee
    • Wedding: August 1997

      @Zhabeego:  +1

     

    View original reply
    @EllaM:  Would absolutely choose a  billion year old, each one unique and one of a kind genuine diamond over a man made simulant, even as beautiful as moissanite or cz are.  This is a ring you will wear everyday and forever and possibly hand down someday. Would definitely not want to feel that I wanted to hide what it really is (as you said you would want to do if it was a moissy.)  

    The best way to judge a diamond is by seeing it. I would look at as many diamonds in your price point as you can.  Specifications can be deceiving.  

    best wishes.

    Post # 33
    Member
    7810 posts
    Bumble Beekeeper
    • Wedding: February 1997

    If you have the feelings you do toward moissanite, I wouldn’t suggest getting one. If you will always wonder what others think or if you will always “know” while trying to pass your stone off as something it isn’t, then moissanite isn’t right for you.

    Keep in mind that there is no such thing (from a reputable lab) as SI3, but there can be I coloured SI1 GIA graded stones that are beautiful. The key is being able to see them before committing. Otherwise, go slightly lower in carat weight with higher specs. And make sure you get a reputable cert, because an I coloured SI1 from GIA is NOT necessarily equivalent to that grade from another lab (which might, by GIA standards, actually be an I1 and a K colour).

    Post # 34
    Member
    170 posts
    Blushing bee
    • Wedding: November 1999

    My opinion is simple: Now that I’ve researched moissys a bit I can say that I don’t think that the current stock has been around for enough time to see what it may sell for lets say 20 years from now. The new FB and Amora moissys are significantly better and brighter than the first ones introduced years ago to retailers like JCP, etc.

    Some moissanites have a coating on them, and I’m not sure if it lasts from generation to generation. So, if you plan to make it a family heirloom I would say it would prob be best to get a genuine diamond, so it can last for many generations to come. ๐Ÿ™‚

    Also, some jewlers may not accept the moissy as a trade in for a diamond in the future. So if you plan to trade it in/up, then you may want to get a diamond. A lot of jewlers are allowing you a 100% trade-in value for genuine diamonds only.

    If it is just for you (meaning you don’t intend to make it a family heirloom (though it could be, I just don’t know how moissys hold up for 30+ years.) or you don’t intend to use it for a future trade-in, then I say it’s all up to you! ๐Ÿ™‚ There are some pretty large stones for great prices! ๐Ÿ™‚

    Post # 35
    Member
    528 posts
    Busy bee

    Moissanite : Diamond :: Tofu : Meat

    Mossanites are amazing on their very own, and they are my choice over diamonds for a large variety of reasons (Just like tofu treated like tofu is awesome.) However, if what you want is a diamond and you are only picking the moissy because you can’t have the diamond you want, you are unlikely to feel completely satisfied by it. (Just like trying to make tofu be meat never turns out remotely as good as meat.)

     

    In your case, I would vote on getting the setting you love, and getting a nice cheap cubic zirconia stone in the size you want, and saving until you can comfortably afford a diamond. No one should face financial hardship over a piece of jewelry, and hey, maybe it will even encourage you to stay under budget on the wedding. 

    Post # 36
    Member
    385 posts
    Helper bee
    • Wedding: February 2014

    Keep in mind that this isn’t just your decision. It’s a decision that both you and your BF have to make together, and how he feels about it needs to be taken into account also. I’d say that if both of you guys are having these kind of hesitations, I don’t think either of you will fully be happy with getting a moissy.

    Post # 37
    Member
    2590 posts
    Sugar bee

    @EllaM:  Since I own two Moissies, I definitely recommend to get a Moissy!  But I recommend a 1ct Moissy, not .8.  Good luck!

    Post # 38
    Member
    945 posts
    Busy bee
    • Wedding: October 2014

    @housebee:  oh, thanks for the chart! ๐Ÿ™‚ I find my whites have a lot of brilliance compared to my blues and a little more than my diamond too, but that could just be my two stones compared to eachother too!

    Post # 39
    Member
    133 posts
    Blushing bee
    • Wedding: November 2013

    If you decide to get a diamond, like many other bees have said, definitely consider getting a slightly smaller sized diamond with better specs. I could have done the same thing- went up to a .8 with low specs, instead I went with a .6 carat F color, S2, when we would have gotten an I, I2 if I had gone bigger. It is SO worth it in to me, especially for the color. That’s what I notice the most.

    Post # 40
    Member
    103 posts
    Blushing bee
    • Wedding: October 2013

    What size ring do you wear? 

    You can have a smaller stone with no problem if ou wear a smaller ring size. 

    If you wear a 4.5 or 5 you can get the .5 stone and it will look awesome. Especially in a halo setting ( look into oval cut diamond, the shape makes the carat weight  look bigger). If you wear a 8+ get a moissy. 

    Post # 41
    Member
    191 posts
    Blushing bee
    • Wedding: January 2013

    Get a diamond. Not many on here will agree with me, but Moissy is costume jewelery to me ( in my opinion).  If it is your forever ring, get a real diamond. There are options like enhanced diamonds to reduce the cost that you can look into. 

    It’s really based on your preference, but in my own opinion, which we are ALL entitled to, I find fake stone to be tacky. What I consider a “fake” stone is one  (moissy, asher, CZ) that are clear and look exactly like a diamond but are cheap and LOOK like a diamond.

    If you can’t go with a real diamond, or enhanced diamond, how about a different colored stone? That way it looks like an authentic stone?

    Good luck to you and good luck on your engagement. 

     

    Post # 42
    Member
    92 posts
    Worker bee
    • Wedding: November 2014

    Definitely agree with PPs about getting a smaller but higher quality diamond. My Fiance and I could have gone up to a 0.90 diamond that was J/SI2 I think, but instead we went with a 0.70/E/VS2 stone that had all the right proportions (table percentage, depth, crown angle, etc.). The color and the light return has definitely gotten me some compliments!!

    Post # 44
    Member
    200 posts
    Helper bee

    @EllaM:  Also, try BlueNile.com you may be able to find a nice stone for a resonable price. http://www.bluenile.com/diamond-search?pt=setform&track=NavDiaSeaOV#diamonds_pid=LD03561163 

    This is almost an 8×6 oval diamond. so approximately faces up as 1.5 ct but is 1ct. It is a J color but since it has a high flourescence it will show whiter that a typical J, is VVS2, and has a very good cut for $2881.

    Hmmm actually this a damn good rock for the money. With just a gold band (solitaire) cost is $3200. Definitely something to think about ๐Ÿ™‚ Also BlueNile will allow you to trade so you can upgrade in the future.

    Good luck on your search!

    Post # 45
    Member
    2831 posts
    Sugar bee
    • Wedding: May 2012

    You need to look at them both in person.  I don’t like the look of Moissanite – it doesn’t look like a diamond to me.  I’d wear it as earrings, but I wanted a diamond ring.  It’s a personal decision. 

    Post # 46
    Member
    2645 posts
    Sugar bee
    • Wedding: May 2007

    @EllaM:  I definetly agree with PPs who have suggested you look at the stones in person and decide what you like the look of better. If you buy a moissy for the sake of saving money and do not love it, it’s not really saving as you’ll probably replace it and moissanite is a bit expensive for a temp stone (IMO). 

    I think a nice oval diamond in a halo is a great option, ovals tend to face up bigger than other cuts, so you will get some decent coverage. 

     

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