Post # 16
Thanks everyone for all the input. 🙂
We’re going to sleep on it and make sure we feel the same in the morning, but right now it looks like a yes… 😀
This is going to be the most expensive thing I own by far… eeeek! How much does insurance typically cost relative to the value of the ring?
Post # 17
Harlowe : Doubling our budget makes it go from slightly less than 1 month post-tax salary to slightly less than 2 months… we’re big into saving, so this diamond will be like 4% of our combined net worth. I don’t have a good sense of how much people typically spend on this — is 2 months still the rule?
Post # 18
ReeLuvsRo : a little over 3.25… we were originally going for something under 2.5 🙁
But it doesn’t seem as flashy as the 2.5 RBs we looked at, maybe because it’s a different cut and lower color?
Post # 19
ducktales : It sounds divine. If you would like to see many photos of larger carat diamonds on petite fingers then visit Pricescope.com. Many of the women who post in the Show Me the Bling section have a comparable size to you and happily display their diamonds. Just do you and be happy. Congratulations on your upcoming nuptials.
Post # 20
The question you should ask yourself is if you’d regret NOT buying it. If you don’t and get something else will you think about THIS stone?
Its a lot of money but better to spend it once than regret your purchase of something else and end up trying to recreate this later on…
I say go for it. It’s affordable for you both and it sounds as though it’s already well rooted into your heart.
I want to see pics of this ring when it’s done please 😊
Post # 21
Do ask about the thickness of the girdle. Most old cuts will benefit from a protective setting, especialy if the girdle is thin. So, look at 6 and 8 prong settings (especially at 9 mm). You really don’t want a super-thin band. Really. Your ring will spin like a top. You want at least 2 mm and wider is better. More metal = more friction to help hold the stone up. If you want it to look thin, look at a tapered setting. Also, the lower the head, the less spinning.
If it still spins, you might look at sizing bridges. from [email protected]
Low head on setting, helps with spinning
Post # 22
ducktales : If you can afford it and you want it, I say go for it. However, that stone is going to be huge. I have an 8mm stone with a halo on size 4 fingers and it’s definitely big. I personally think bigger is better, but I just want you to keep in mind that it’s a bold look
Post # 23
Here’s a Bee that has this size stone and cut in almost your finger size. Maybe you can ask her how she feels wearing it? Not to be creepy. 🙁
Post # 24
ducktales : my halo is 9mm wide and it comfortable to wear everyday size wise. So I wouldn’t necessarily worry about the comfort factor.
It sounds like you love the stone but its the budget that is the factor making you question your decision. A good question to ask yourself is if the stone was in your budget would you be having second thoughts?
If you really do have the budget to stretch then I’d go for it because any ring you decide on will now not compare to this one in your mind. It would be disappointing to drop a large sum on another ring and not feel the love for it that you should.
Personally I’m the kind of person who would be happy to forgo such a large jump up in budget and spend the extra on other things like a holiday or save towards another deposit towards a nicer home or investment property. But I like holidays and real estate more than I do jewelry!! 😉 You need to work out what you are OK with in terms of where to direct your money.
Post # 25
It doesn’t sound like you are convinced about the purchase, and if you feel this unsure, I say that is a warning sign not to go forward with it. I would listen to your gut on this one.
Post # 26
Double the budget would red flag it for me. Have you tried using the online vendors for a certified diamond? You can get SO MUCH more for your money.
Post # 27
Is it really so bad to up our budget in this case? We sort of picked a number randomly at first, and doubling won’t impact us financially in any noticeable way. It’s just a big number to spend given that we’re both generally thrifty.
As far as antique cushions go, we’ve compared against a couple of online antique retailers and the price seems in-line.
Post # 28
If your FI is on board, I say why not? And I wouldn’t take previous posters advice to just get a moissanite. While they are cheaper, if you’re looking for a diamond, you will be disappointed once you have the moissanite on for awhile. They do look different. My FI gave me a $15k budget for the ring. We went out and looked at stones together and then the jeweler brought out this amazing triple X RB 1.75 carat diamond. We were both blown away. Except it was over the budget of what my entire ring should cost. FI ended up negotiating with them and got the price down to slightly over budget for the stone and the ring setting. I would find out if you can negotiate. And if this is the stone you love and can’t stop thinking about it, get it. Engagement rings are one of the only chances (for most people) to get the piece of jewelry they’ve always wanted. I’m not a jewelry girl by any means, but I wanted THAT ring. And I’m so happy I have it, it’s almost a year since he proposed and I love that thing more than ever (I love FI more still 😜).
Post # 29
I’d make sure you post the ring specs (and pictures, since old cuts can be subjective in how well they’re done) to pricescope and make sure you’re getting a good deal. It would be a shame if you could’ve gotten something like a 4ct with your budget, or paid thousands less, if you’d asked. They’re really the experts.
Post # 30
Just keep in mind that 2 months salary is a lot, whether or not it’s the norm. If for the next 40 workdays, every penny you made went to the diamond, would it still feel worth it to you? If so, then by all means, get it!! But the fact that you’re second guessing yourself makes me nervous, simply because that’s a lot of money to spend if you’re not 100% positive.
The stone sounds beautiful and unique. It seems like you’re going to get it, so I can’t wait to see it!