(Closed) Spinoff: Why do you feel ready to have a baby now?

posted 6 years ago in TTC
Post # 3
3471 posts
Sugar bee
  • Wedding: July 2012 - The Gables Inn, Santa Rosa, CA

Well, remind him that he has a minimum of 10 months to save before Baby shows up; and if it takes a little while to conceive, then he’ll have even longer. 

We aren’t quite there yet, but will be in a matter of months.  Basically once we reach about the same point you are at: 

– He recently got a promotion & raise, and once our debt is gone, we can live comfortably on his income alone.
– We own our own home
– Our relationship is great and we both feel ready to care for a child

The last thing to do is pay off our credit cards, and finish building our nest egg which will be complete at the latest by next summer, so I’m thinking fall/winter we’ll start TTC.

Emotionally, we’re ready now, and financially, we’ve got a light at the end of the tunnel.  


Post # 4
4520 posts
Honey bee
  • Wedding: September 2010

For me it’s that I’m in a very loving and stable relationship. I think Darling Husband will be a wonderful father and that our parenting philosophies mesh pretty well (of course, I’m sure there will be some surprises). 

Financial readiness doesn’t really factor into my feeling ready, but, yes, we are financially stable, too. 

Post # 5
5657 posts
Bee Keeper
  • Wedding: February 2012

I’m ready to start whenever lol. My husband wants to wait until summer too. We’re ready now (financially and otherwise), it’s more he just wants the few more months of not having to worry about TTC, pregnancy and a baby.

Post # 6
1306 posts
Bumble bee

We feel ready now because:

-We are financially stable.  No, we don’t have perfect financial status (I have student loan debt, we have a car loan, we don’t have a jillion dollars in savings), but we do have what I would consider the “essentials” as far as money goes.  We have stable, decent paying jobs and enough money in savings to cover my lost wages during maternity leave, my health insurance deductible/out-of-pocket max amount, and baby essentials such as crib, carseat, etc. 

-We have a dependable, “cheap” babysitter.  My mom, who was a Stay-At-Home Mom for me, will be watching future baby while Darling Husband and I continue to work FT.  This was a huge, huge factor in why we are ready now.  My mom is almost 60 and I don’t want to “burden” her with watching our kid(s) 5-10 years from now. 

-We’ve been married for over a year, living together for 4, and together a total of 5 years.  We’ve had enough “us” time.  We are ready to add on to our family!

Travel isn’t that important to us.  I wouldn’t be able to stomach spending thousands on a vacation when I could be throwing that at my student loans, anyways.  Owning a home isn’t top of the list important for us.   We rent and probably will continue to rent for a long, long time.  We can buy a house at any point of our lives – we only have few precious years to reproduce!!

Post # 7
1249 posts
Bumble bee
  • Wedding: January 1992

We are ready now because:

1. I make enough money for us to live on, and I will not lose my job except in case of a layoff.  DH’s salary will cover daycare and extra expenses.  If he is not working, then we don’t have to pay for daycare.

2. The debt we have is student loans and a car loan…not going away anytime soon, lol.

3. I have wanted a baby for years.  And I’m done waiting.  DH is excited and nervous, but he’s not terrified.  We’ve read lots of parenting books over the last few months.   

We could wait longer, and have more savings, but we will be okay with what we have.  We could wait until we buy a house.  But I don’t mind living in an apartment, and I would want Darling Husband to finish his apprenticeship before we buy a house. 

It all depends on your priorities. 

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