(Closed) SPINOFF: young brides with huge rings-how did FH pay for it?!

posted 6 years ago in 20 Something
Post # 137
Member
41 posts
Newbee
  • Wedding: April 2016

My SO and I decided to buy a moissanite- bigger ring for less money. Just over $1K, he used his tax reimbursement for the year to buy it.

Post # 138
Member
2569 posts
Sugar bee
  • Wedding: November 2012

I have a secure and good job, he has an excellent career, we have no debt, no children, one car, affordable rent, minimal bills, and overall we are pretty frugal in most aspects of our lives. All of this made it so we were comfortably able to get me my dream ring.

Post # 139
Member
18 posts
Newbee
  • Wedding: March 2015

Wow… I can’t believe some of the rings on this thread!

I’m 22 and Fiance is 23 and I always told him that I would prefer a smaller ring to afford a nicer wedding.  We are not well off by any means – he is an apprentice forklift technician and I am a self employed face and body artist/full time mommy.

I think he said my ring is worth $1800 (1/2 carat over 3 stones) and he paid $600 tax in at a Black Friday sale on his cash back credit card.  Honestly, I was so happy that he saved that much money because I’m such a frugal person and would cringe if I knew he paid full price.  There’s always wiggle room with retail prices lol

 

Post # 140
Member
3867 posts
Honey bee
  • Wedding: October 2015

Well, my SO has been saving for about a year, so this definitely wasn’t a spur of the moment decision for him, but also, I opted for something other than a diamond. The thought of paying upwards of $8000 for a ring boggles my effing mind. 

Post # 141
Member
139 posts
Blushing bee
  • Wedding: July 2016

Omg, @sherryberry:  I was thinking the same thing. I have no idea how much my ring costs (does not matter to me at all!!!). I know it’s not nearly as expensive as most of the rings here, but it fits my tiny finger perfectly and that’s all that my Fiance cared about when chosing it. How it’ll look on me. Not how big the diamond is. And as you said, it’s all about what the ring symbolizes and that can’t be bought with money. 

 

 

 

I’m making that comment simply because it blows my mind how someone can spend 20k on an e-ring, regardless of how much he makes. I will be afraid to wear such a ring on a daily basis 😀

 

 

 

Post # 142
Member
522 posts
Busy bee

My SO and I are 23 and we have budgeted 7k for the engagement ring. He will be able to afford it because he works and is saving for it. 

Could he probably save more so I could have a ‘huge’ ring? Sure! But for our lifestyle and my comfort level, 7k is the limit I am comfortable with. I would never feel okay with $10,000+ on my hand, it just isn’t me. I’m also not comfortable at all with financing a ring, so there goes that. 

Post # 143
Member
9595 posts
Buzzing Beekeeper
  • Wedding: September 2015

He has a great job and some family $$ and is a very prudent saver. 

ETA: he is nearly 30 and I am still waiting on this ring! Just responding based off what he said his budget is for it

Post # 144
Member
327 posts
Helper bee
  • Wedding: June 2014 - Excalibur

@cinderella2:   right? I  bought a brand new Ford Fusion for less than 20k…I  could not  fathom buying a ring that costs more than a car!  But hey,  to each their own!

Post # 145
Member
857 posts
Busy bee
  • Wedding: April 2016

I haven’t gotten my ring yet, but it will be a 2.1 carat soliraire. Luckily for us, it was his grandmother’s ring so he will only have to pay to get it sized. I am in medical school and with my student loans I wouldn’t want him spending a ton of money. I will probably get just a simple gold band without diamonds to look match, because I feel like I would need a pretty blingy band to measure up if I got diamonds, and I don’t think thats a good idea for us financially 

Post # 146
Member
282 posts
Helper bee
  • Wedding: August 2014

We were 22 when we got engaged my rjnf appraised at 12k my Fiance had been saving but his aunt owns an antique store and knew many people who sold lot of estate jewelry and used items. He knew he would get the center stone reset so he used her as a resource to find a nice center stone 

Post # 147
Member
435 posts
Helper bee
  • Wedding: September 2016

The ring doesn’t exist yet, but SO and I have put a budget on it – $2000CAN. I’m not willing to go into debt this young because of a piece of jewellry, especially since the ring isn’t hugely important to me. It’s SO that I really would rather save the money for!

Post # 148
Member
1891 posts
Buzzing bee
  • Wedding: December 2014

Fiance is 23 and ring was ~7k. We did A LOT of research online to get the best deal to get me the biggest rock he could afford, but still good quality. He had a bit of money sitting in savings for this day! He is a big, big saver. He had it in a separate bank account that he never touched for over 2 years. 

Post # 149
Member
214 posts
Helper bee
  • Wedding: October 2015

We’re 23 and my ring was 10K. My fiance makes decent money and has always been one of those people who like to work, so he saved up for it. He spent more than I would have if I were him. He knew it was something I’m going to wear my whole life, he wanted it to be nice. 

Post # 150
Member
438 posts
Helper bee
  • Wedding: August 2014

I am 27 and fiancé is 32. My engagement ring was $17,000 from a family friend who is in the jewelry manufacturing business and he paid for it in cash (woohoo no tax!).

He would absolutely refuse to finance the ring, even if it was at 0% interest. Since he is a major saver it didn’t have an effect on either of us financially.

The topic ‘SPINOFF: young brides with huge rings-how did FH pay for it?!’ is closed to new replies.

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