(Closed) SPINOFF: young brides with huge rings-how did FH pay for it?!

posted 6 years ago in 20 Something
Post # 152
Member
243 posts
Helper bee

My Fiance paid $13k for my ring which has been valued at between $35k-50k here in Australia. He had it made in Dubai, and used some of his deployment money to buy it. I wouldn’t ever have expected anything so expensive if he worked in a job with a ‘regular’ salary, but he earns a lot of money during deployments and the Emirates are renowned for their cheaper diamonds.

I also want to say that he has deployed many, many times and always been very wise with his money. He wouldn’t have spent more than we could afford on my ring, and it is a hell of a lot smaller than many of my friends, but 10 times the quality. We both have well paying jobs, he owns his own property, and, even though we ARE having family help financially with the wedding, we would be able to pay for it all ourselves (60k roughly), if we had to. 

 

Post # 153
Member
277 posts
Helper bee

@krex:  Not engaged yet, but looking at rings that’ll floor people in my area (which actually makes me nervous to get one). My SO has a good job, good benefits, brings decent money home even after investing a lot in a 401K, and is responsible with money and crazy about keeping a “cushion” just in case. Bills don’t fluctuate much, and we pay extra on the mortgage every month. He’s 23, I’m 21. Just a lot of budgeting and thinking things over. I’m actually the one being more crazy about my ring budget. I have too many decorating and remodeling ideas to put EVERYTHING into a ring. But a couple/few thousand should be fine.

Post # 154
Member
277 posts
Helper bee

@MrsSnowMountain:  I definitely agree with this. As someone working to be able to “pull my own weight”, I kind of understand the poor and “wealthy” side of this. My SO does well in his job, but he legitimately has to work for it. I hate asking for things from him, so I’m busting my butt to make sure I can handle my own stuff (even though we live together). When I’m out during the day, I can’t always afford to eat, which isn’t good with hypoglycmia. But I feel weird asking for help, so I just suck it up. I’m just now starting a pretty decent job for my area, which will help. But too many people are just like “Well, if you have a job, you can buy a $15000 ring”. What?!?!?! 

Post # 155
Member
79 posts
Worker bee
  • Wedding: August 2016 - The Fox Hollow

My ring was 6K. FH saved for it. That’s all there is to it. He decided how much of his savings he wanted to spend based on how long our engagement would be (3 years) and how much he could afford to save for the wedding. 

Post # 155
Member
132 posts
Blushing bee
  • Wedding: January 2016 - Church in Shedd Oregon

MrsN14:  What kind of farmer is your husband? My fiance is a farmer too.

Post # 156
Member
3276 posts
Sugar bee
  • Wedding: June 2014

Brimuz1992:  They grow corn, wheat, and soybeans. They’re downsizing on the livestock but still have sheep, chickens, pigs, and a horse. He also sells seed, chemical, and fertilizer. I am not ready for planting season to start! lol

Post # 157
Member
2491 posts
Buzzing bee
  • Wedding: August 2015

My SO and I just purchased my ring this weekend (SQUEE!!) and it was about 7k. He is an elementary school teacher so he doesn’t make much, but he had a decent amount saved up. I didn’t want him to feel uncomfortable with paying that amount all at once, so instead of financing I paid for the setting and he paid for the diamond. Although he could have paid it all himself with his savings, I didn’t want him to. We will be sharing our money soon anyway and I was fine with paying for part of it. We bought it from a private family owned jeweler and we got a pretty good deal. Now I just have to wait for him to give it to me!

Post # 158
Member
331 posts
Helper bee
  • Wedding: February 2014

Mine is an heirloom stone that if bought would be in the 15-20k range. We were planning on just spending $300 on something small because we didn’t have the money but he got offered this and pounced on it. We were still in college so a free ring was the best choice. It we were to buy one now after having jobs with our current income id probably choose a ring under 1k. I don’t like how flashy it is and I mainly wear my band only. 

Post # 159
Member
1081 posts
Bumble bee
  • Wedding: October 2014

My e-ring is 9K and he paid it through homeline at 3% interest. I think it’s another 6 months before it pay down while we are saving for our wedding.  

Post # 160
Member
184 posts
Blushing bee
  • Wedding: October 2014 - The Heathman Lodge (Vancouver)

I wonder the same thing, but not just about younger brides. I’m 25, Fiance is about to turn 36. I SET A BUDGET for him. Between my engagement ring and both our bands, we spent around $3k. It also helps that we shopped during a sale and used a card with an awesome cash-back reward.

Post # 161
Member
250 posts
Helper bee
  • Wedding: May 2016

My bf is 27 a biomedical engineer and actually comes from teen parents that struggled to support him. He worked all through college. I am 22 heading to med school and was raised by a single mom but I have always been middle class. I attend a private university however I have always worked. My bf just brought my ring and it’s going to be a tad bit over 15,000 and it will be cash. He literally opened up a bank account for the ring in November and had enough by April. In fact I changed my mind on the style of the ring and had to call the jeweler to ask him to not process the payment yet. He owns a house already and we are saving for a second. As a single man that allows him a lot of wiggle room. Also he has a rental property but we don’t count that as income.

 He is NOT draining his account for this nor did he have to sell anything and our parents are NOT helping us pay for anything. in fact he can’t bring himself to tell his mom how much he spent. She has a simple gold band and has never owned a diamond.

 People spend what they can regarldess of age. I would never go into debt for a ring.

Post # 162
Member
31 posts
Newbee

Shortly after me and my Fiance met in highschool him and his family were going through their things in storage. My Fiance made a pact with his brother and said he could have the treasured bayonet rifle their ancestor carried in the civil war if he could have thier Mom’s ring (she passed away when they were young) I’m not a fan of oversized diamonds and would much prefered a smaller intricate design, but three years later when he proposed to me and I saw the ring for the first time it’s classic gold and heart shaped diamond took my breath away. Two years later we’re finally making enough money and have time between work and school to have a decent wedding and I can’t believe how lucky I am to have such a devoted thoughtful fiance. I mean come one, what 17 year old boy chooses a ring over a gun?

Post # 163
Member
422 posts
Helper bee

Both me and my Fiance are 27 years old. My Fiance who has his master’s degree in marketing and business, takes care of a family of 4. My Ering costs 30k. Because i am a Stay-At-Home Mom and just started my own business he is paying for his wedding band (7k) we haven’t purchased the bands yet and are paying our own wedding. My Fiance uses the money from investments to pay for our wedding and rings. We have no debt, our bills are paid on time and we have enough to put a down payment on a house. we both grew up on the lower end of middle class. Everyone is different, but he works hard and can provide these things.

Post # 164
Member
3339 posts
Sugar bee
  • Wedding: April 2013 - Rhode Island

Darling Husband was 24 when he proposed.  E-ring cost about $7-8K.  He had a good job and it was probably about 2.5 months pay.  I’m surprised to read that some guys earn that much in one month.  What on Earth do they do for a living??  I personally was SHOCKED that my Darling Husband spent so much, although it is my dream ring.  It took him about 6 months to pay it off with interest free financing.

Post # 165
Member
2238 posts
Buzzing bee
  • Wedding: June 2015

My ring cost somewhere between 10 and 15K. Fiance is in law school now, but was working full-time in IT and made a decent salary. He also had an inheritence from his grandmother that he used to make up the difference. I was really not expecting anything like what I got, but it was really important to him to buy me a “forever ring” and to make sure that it was something I’d be happy with forever. He’s very sentimental, didn’t go into debt and I LOVE the ring, so it’s all good 🙂 We were both 24 when we got engaged.

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