(Closed) Still waiting….

posted 6 years ago in Waiting
Post # 3
Member
485 posts
Helper bee
  • Wedding: December 2012

It may not be crap.  He may have been denied financing and may have decided he didn’t want to make a cash purchase.  Credit is a tricky thing and what banks look for differs from store to store.  He may not have been denied “financing” in total, but maybe the ‘deal’ he was looking for or whatever.

I would also say that he may want to “surprise you”.  Lots of guys are like that.

My suggestion is to ask him.

Post # 4
Member
1166 posts
Bumble bee
  • Wedding: July 2013

It’s hard to say why he would blurt that out. If he had enough cash to outright purchase the ring, why would he need financing? Or do you mean he had enough cash for the downpayment?Credit is a funny thing. Never know when you might get denied.

Or he might have gotten the financing and wants to surprise you! Is this bothering you enough that you want to say something to him about it? You can either talk to him or wait a while longer and see if anything becomes of the situation. 

That’s frustrating either way though!

Post # 5
Member
11752 posts
Sugar Beekeeper
  • Wedding: November 1999

It is very difficult to get financing for a purchase like a ring.  Fiance got approved for much less than he expected given his credit rating and income.  The jewerly store explained that this happens all the time because it is harder to repo a piece of jewelery than say a car.  The jeweler said that many of the Pro Football Players from our city’s NFL team come into the store and can’t even get approved for a high amount!  Not sure why they’d need to finance but hey that’s not my concern!  So, he probably is telling the truth.  Maybe you could co-sign with him and that might help?

Post # 6
Member
54 posts
Worker bee

Oh, that’s got to be frustrating for the both of you. Hang in there!

Post # 7
Member
3303 posts
Sugar bee

Just because a person has good credit doesn’t mean they will always be approved. It happened to me before because I “owed” too much money in my debt to income ratio and I had great credit.

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