Post # 1
I really don’t know what we’re going to do besides start putting costs on our credit cards. I’ve been putting a lot on my credit card lately, all wedding costs (right now alterations, Bridesmaid or Best Man jewelry, and other stuff) all in all my credis card is over 1000, and we are a couple that pays it off each month!
Well right now we have just over 3000 in our “wedding fund” and we have a final payment for the reception due soon, (at least 2000), we need to pay for flowers 460, pay for the cake, 350, rehearsal dinner food, 600, tips and payments for various helpers 400 at least.
I’m just stressing sooo bad about this right now, and I don’t know what else we can do.
Thanks for listening….:-)
Post # 3
Did you figure out what you could afford and write out a budget before you started planning your wedding?
Post # 4
i wouldn’t stress too much about it. your wedding is in just over a month – put it on the cards, and you can finish paying it off after the wedding. it’s not ideal, but it is what it is.
Post # 5
OK. WITHOUT the rehearsal dinner, you are over by $260. That’s not bad to put on the credit cards.
I am in the same situation. We had an emergancy come up, so the $700 for the rehearsal dinner was gone. Since the wedding is at our church, I decided to have pizza at 7pm, and then rehearse. I thought people might listen to me better with a full belly – especially since a good 10 people are driving 2 hours to get to the rehearsal. (Los Angeles traffic is incredibly brutal.)
Another thing I did is ask Future Mother-In-Law to bring lunch for everyone on the day of the wedding, instead of buying it myself. She is not otherwise involved at all with the wedding, and it’s the least she can do.
Hope you work this out!!
Post # 6
@MrsMcGyro: Yep we did a budget analysis right when we got engaged and we figured out exactly what we could spend. And we staying in budget on everything, but the thing that screwed us is that we got an apartment 1 month earlier than we planned due to it being perfect and it would have been filled if we waited. So we had some extra costs we didn’t expect yet.
Post # 7
@rubyred605: This is totally true, it just seems so overwhelming looking at the budget, and then knowing that hey, we’re going to completely wipe out this entire savings account you know? Fiance and I have always had a good chunk of money in our savings as a “safety net” so we have a little wiggle room, but we try not to touch it at all.
Post # 8
@MsBrewer: I would look back at your past expenses and see what you can return. You mentioned bridesmaid’s jewelry. If it’s pricey, I would exchange for something less expensive, or none at all. (No one looks at the bridesmaid’s jewelry. I promise.) Just cut back everything you can and return everything you can. Most stores have at least 60 days to return stuff. Even if it’s $5, return it.
And definitely cut back on that rehearsal dinner. Perhaps you could have a taco bar potluck, where everyone brings a component? No, it’s not fancy, but what’s really important is that everyone knows what you are supposed to do at the wedding, and that you are surrounded by your friends and family joyfully – not worried about the dinner bill.
Post # 9
Well, you have at least one if not two pay cycles left before the wedding, which is good. And the difference in what you have and what you need is not an insane amount.
If you can trim your spending in the next month, do it. You can probably save up a few hundred dollars just by nixing things like coffee, sodas and snacks…good for your skin, figure and wallet. And it’s only for a few weeks.
Also, it is a great time to try and clean out your closet and post some stuff on eBay. We all (as a modern culture) have too much stuff and post wedding you will probably have even more stuff. Get together the clothes you don’t wear and don’t love and post them in largeish lots.
Also, check all your “mad money” spaces. I know you just moved into your apartment, so this might not yeild a ton of rewards, but I am always shocked how much cash I find a) in pockets of winter coats b) in envelops in my nightstand and c) in the drawers by my doorway. I usually can track down at least $40 lying around my apartment at any given time.