Post # 1
Hey student bees! I have a question for you.
You’d think after working for the bank for 8 months I’d know the answer to this, but admittedly, it never came up.
If my Fiance and I are both students, would we be allowed to open a joint STUDENT checking account? I ask because they generally have lower/more easily waived account maintenance fees.
A credit union would normally be our best option, but we spend a lot of time back and forth between Gainesville and Orlando, and I haven’t thus far been able to find a credit union with locations in both.
Post # 3
Sure can! I opened mine in 2008 and it’s actually still active.
My bank is Bank of America, btw. 🙂
Post # 4
In the UK: yes. Many students open joint accounts to pool money and pay bills etc.
Post # 5
I think you should be able to, you may just need to provide proof that you’re both students.
Do you need an actual location or just an ATM? Most credit unions are part of a network with other unions where the ATM’s don’t charge you to use them. Some of them even (the Military one I think) will let you deposit checks by taking a picture with your phone so all you would need an ATM for is cash.
Post # 6
@rachelmichelle: Yes 🙂 we have a checking and savings.
Post # 7
@batwoman: I know most of the ATMs at Publix can be used by credit unions, but I just like knowing that I *could* go into a location of something came up.
And this is awesome to know, guys! I’m so glad I asked. If we can sign up jointly for a student account that pretty much takes care of my concerns.
Post # 8
Yes! You can have a joint student account.
Post # 9
Even after graduating my student account remained as it was. Even after getting married, changing my name, and adding on my husband for it to be a joint account it still remains as a “student” account. (Yay me and no fees!) That’s with SunTrust.