(Closed) Student loans!

posted 7 years ago in Money
Post # 3
Member
350 posts
Helper bee
  • Wedding: September 2011

I had about 45 thousand in student loans when I finished grad school in ’06.  I am down to 10 thousand now.  It was completely worth it. 

Post # 4
Member
7431 posts
Busy Beekeeper
  • Wedding: October 2009

I just started paying mine back last month, ugh! I have $22k, and hope to have them paid off within 3 years, sooner if I can. It all depends on how much money I can pull in from my job, if my projections work out, I think I can have them paid off by the end of next year, along with our other debt (besides the mortgage).

Post # 5
Member
2714 posts
Sugar bee
  • Wedding: May 2012

$88k – BA + MA. My MA was wicked expensive and sadly turned out to be pretty useless. Oh well, live and learn. I am about 6 months into a 10 yr plan. *sigh*

Post # 6
Member
683 posts
Busy bee

I’m 20K in debt for my BA- I would like to get it paid off in five years- but even if I just simply follow the lender’s plan-as assuming I never will make more money- it would be paid by 2020. My MA is free-negotiated at work.

My BA actually cost $100,000- and it’s useless- I feel your pain TinyTina- I’m just hoping everything happens for a reason…..

Post # 7
Member
5494 posts
Bee Keeper
  • Wedding: August 2011

$156,000 for law school.  I’m on the 20 year payment plan.  Thank god they are super low interest and work with you if you need to defer for a while.

Post # 8
Member
338 posts
Helper bee
  • Wedding: June 2012

About 75k from a 4-yr BA and a 2-yr MLS.  Unfortunately the library world is pretty hard hit right now, so I can only find a part-time job.  Because I’m a public librarian, if I get a full time job, the rest of my student loans will be forgiven after 10 years.  At the rate I’m going now, though, it will take me 30 years (and twice the principle!)to pay them off if I don’t get ft work for at least 10 years.  Here’s hoping I get a full time job within the next year!

Post # 9
Member
1940 posts
Buzzing bee
  • Wedding: July 2010

I’ll graduate next May with my doctorate… almost $200,000 in debt.  I’ll meet with a financial planner shortly before graduation to determine the best ratio of paying off debt/ short term savings for a house/ long term 401K etc savings.  Needless to say, I’ll be paying it off over many years unless I get lucky and find a job to pay for part it.  I just applied to a master’s program, so if I get in, that will add a more debt too. 

It’s definitely worth it though.  I have no regrets.

Post # 10
Member
206 posts
Helper bee
  • Wedding: September 2011

Over a 100k….damn law school.  I’ve started paying them back, but it is going to take a long time before they are paid off.

Post # 11
Member
786 posts
Busy bee
  • Wedding: May 2012

$10K for my BA. I took college courses during highschool in which the school paid for so that helped a ton!

Post # 12
Member
683 posts
Busy bee

@EvaBostonTerrier: what are you studying if you don’t mind me asking? It must be something you really love…..

Post # 13
Member
156 posts
Blushing bee
  • Wedding: June 2011

I have about 9,000 left on a 17,000 loan from my BA.  Started paying that one off almost 7 years ago, but deferred for about 4 of those years while I went back to nursing school.  Luckily, I paid for nursing school in cash and have no debt from that degree.

Post # 14
Member
51 posts
Worker bee

I’m in the $65,000 range with a private school Masters…yuck.  I’m anticipating I’ll be like 90 before I pay it off…

Post # 15
Member
359 posts
Helper bee
  • Wedding: August 2011

I have about $13,000 currently, but I’m not done school yet so that number might go up before it goes down….

I hope to be able to pay it off pretty quickly, but who knows really.

Post # 16
Member
1940 posts
Buzzing bee
  • Wedding: July 2010

@sulaii211: I’ll have a Doctor of Pharmacy degree and then a Master of Public Health degree.  I plan on taking a non-traditional career path, and hope to do social/ behavioral research related to medication use and plan community-based health programs. 

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