Post # 16
Are you sure your insurance will be processed, is it through work? If so it should cover appointments from the date you were hired and pay the costs from retroactive dates since you were hired too. I’d check to see if they would reimburse you for a visit. Urgent care centers usually require some sort of payment upfront, which might be costly and difficult if you can’t afford it. ERs are more expensive but they can’t deny you medical attention because of lack of funds.
I believe not all urgent cares are under EMTALA, unlike all ERs are. ERs are mandated to treat patients regardless of insurance status or ability to pay. You’d have to call some urgi care centers and ask if they can deny treatment due to inability to pay.
Post # 17
PaigeAnthony : Sounds like a swollen lymph node.
When does your insurance become active? This is really a problem that should be treated by your doctor. I’d go to the urgent care before I went to the ER, I think it tends to be cheaper.
Going to the ER is going to cost thousands of dollars even if they don’t do much, just because everything that is ER-related costs a lot. This is NOT medical advice, I speak in generalities. The ER is most likely not going to do much in the case of a swollen lymph node–I work in a clinic in which we follow-up with these types of patients, most of whom are referred to us by the ER. If it’s an abscess they might drain it, but so could a regular doctor for less cost. There is definitely a chance that the ER sends you home and tells you to put a hot compress on it and gives you a follow-up appointment with a regular doctor or a specialist.
So yeah, I would rather go to a doctor who accepts cash or an urgent care than going to the ER and racking up a much larger bill.
Post # 18
acornsandapples : “ERs are more expensive but they can’t deny you medical attention because of lack of funds.”
This is true, but because ERs are more expensive she could easily end up with a bill for thousands of dollars without much actually having been done to treat her clinical symptoms. I could very well make more sense to pay a couple hundred dollars upfront to be seen at an urgent care.
Post # 19
anabee323 : not denying that an urgi care is cheaper, but if she doesn’t have the funds to pay for the urgi care then what else is her option? Some people can’t afford to pay $150-300 upfront
Post # 20
I usually have very painful armpits right before I get very sick with the flu or bronchitis. It is likely your lymph node. Swollen and painful lymph nodes are common when your body is fighting infection. Regardless, chest pain is concerning. Money is not as important as health, I would just go to your primary provider. Urgent care and the hospital is sooo expensive.
Post # 21
Did you end up going to a doctor?