Post # 122
Mine was about 900. It’s a moissy instead of a diamond.
Having worked in the diamond industry for a while, and learning a lot about how the whole process of taking a diamond from the earth and turning it into jewelry, I really didn’t want one anymore.
Besides Fiance and I are paying for the wedding ourselves so the extra 2,000 he had saved up went into the wedding fun and I got a beautiful ring that everyone thinks is a super expensive diamond.
Post # 124
How come there isn’t an option for under $100 ??? Because that would be me 🙂 Yay for my vintage, small, simple unique ring!
Also, I find it really odd that people are proud of having no idea what their ring cost! Call it a “cultural difference” I guess, but I simply can’t understand why this wouldn’t be a joint financial decision you discuss and make as a couple, considering you’re about to combine finances if they aren’t already. I fail to see why it should be a mystery or a secret, or why that’s somehow more romantic. I’d be really annoyed if Fiance and I didn’t make decisions together with OUR money; even if it technically comes from his credit card we consider both of our accounts “ours” now, when we’re all but officially combined.
Post # 125
Re: your OP question, yes, I’ve noticed that in the US, size is often paramount and quality frequently suffers for it. Because I feel that quality is much more important than size, and I specifically did not want something that would call attention to itself as “huge,” but I really wanted something beautiful (a little slice of excellence, IMO), I think that my ring doesn’t look like it cost as much as it did (to the typical American person). That makes me comfortable, because I don’t like the idea of walking around “flaunting money,” and it kind of feels like a nice private thing for us to know (the quality).
This pattern of “bigger is better” and the idea that quality is not important, as long as other people can’t see it very well from a distance (the idea that the ring is for the public, for showing, for your “PR”, not for you!), is not generally true in Russia, Europe, East Asia, and South Asia. Those latter two groups especially focus on the “purity” of the diamond and put a lot of meaning into it. It’s been that way ever since diamonds were first discovered in India… quality was the focus… even before they knew how to cut diamonds, the most valued diamonds were the colorless, unflawed diamonds in a natural hexagonal shape (because hexagonal is the raw shape that best exhibits its unique lightplay). Size was valued because of rarity, but quality was valued for itself (for beauty and spiritual reasons… they felt it was an extremely powerful stone, the stone of immunity, actually!). American culture is just so far removed from these ideas.
Post # 126
$750! Now it’s selling for $1,200 so I think we got a pretty good deal.
Post # 127
Technically it was free because it’s a family hierloom, so my husband didn’t pay anything for it. But it has a resale of about $2000, which is insane because it’s just a simple little diamond.
Post # 128
It is interesting that people often single out larger stones when they talk about lower quality. However, most mall jewelers carry low quality stones overall, regardless of size. In the case that a person buys a stone with a reputable certification, they will often pay through the nose for it in a mall store, which leads a lot of people to believe that a “good” stone is impossibly out of reach anyway.
I think that most people who inform themselves about stones make choices about the things that matter most to them. For some, that is top notch colour and clarity; others choose not to pay additional for quality they cannot see. In other words, for many people who are not colour sensitive, a G is as good as a D, and they can save thousands by making that choice. Likewise, there are eye-clean SI1 stones and sometimes even eye-clean SI2s. Many people would rather take a larger size – which they can see – over a difference in quality they cannot. And a stone that is well cut can easily outshine and out perform a stone that is not, almost regardless of the other stats.
Few stones are D, IF. For the person to whom that matters they are available. But for many others, there are many compromises they can make without feeling like they are actually sacrificing anything, and almost every buyer makes compromises somewhere. For example, my stone is a little larger than average for the area in which I live (although it doesn’t compare to Dallas or Manhattan standards), but I was able to choose an I coloured stone because it is set in yellow gold. Comparing better coloured stones in yellow gold, I found that the gold reflected into the stones (despite platinum prongs), making the difference all but invisible for me.
Post # 129
I didn’t read previous comments, sorry if this is a repeat. Honestly, I really don’t feel comfortable saying, but I did vote to reflect my statistics. However, it is REALLY important to realize that cost and value of a ring are two entirely different things. I had my ring appraised so I could have it added to my homeowners insurance (which is something you should do REGARDLESS of how much it costs!!!!)
Most designers tack on more to the sticker price because of the design fee and all kinds of other crap. Big name designers (i.e. Tiffany’s) will jack up the cost just for the name, and your ring is of equal value to someone who bought theirs off the internet from a diamond retailer, but you paid 2x the price. If you really want to know the “fair cost” of jewelry, the appraisal value is more significant.
Post # 130
@Ryansgirl: Je-sus. That is disgusting. I’m embarassed for you that you had to endure that kind of humiliation! Her POOR fiance. He is in for a world of pain.
Post # 131
We were lucky in that the ring I really loved was on sale, and by buying the wedder at the same time we got a bit of a deal.
Retail for the ering was $4999 and the wedder $1000, we were able to get both for $3500.
Edited to add: I haven’t even asked my good friend how much her ering cost. I know she bought the diamond separately and had it set in a custom made ring. It is absolutely stunning and I even admitted to her I’m a bit envious… But it’s just owe question that I feel is a bit rude to ask.
Post # 132
How does everyone know how much your ring cost? Did you secretly get it appraised?
Post # 133
Mine was around $1800, discounted to $1400, and we bought it with the wedding rings (all at the same time!) on a payment plan. Yep, I was there for the whole thing. I really do wish I’d heard about moissy before this because I do envy the centre stone look but I knew when we went looking that we had a very limited budget and to be honest, I was just keen to get engaged more than anything! If I’d been on the bee back then I’d definitely have done more research because as pretty as it is, I just wish my ring had a little more wow factor and I am always feeling a touch of envy towards others 😛
Oh and the worst thing is FH has on a couple of occasions started to brag about “what a great deal we got” yada yada yada before I’ve given him a firm kick under the table. He just doesn’t seem to get that scoring a bargain isn’t necessarily what you want to be talking about when he’s bragging about your engagement ring. Especially because I’m guessing our other engaged friends spent a lot more on their rings! But we simply didn’t have a lot of money to spend on an expensive ring so that’s fine. But him bragging about it makes me feel cheap! lol
Post # 134
I was personally part of the process, including deciding to walk away from jewellers who wouldn’t give us the price we wanted (I understand there has to be some markup to keep them in business, but the markup many want is nothing short of audacious). We also have 2 insurance (replacement value) appraisals (it came with one and we also have one propely done by a professional appraiser) and one fair market (actual value) appraisal.
No secrets about any of it.
Post # 135
- Wedding: March 2014 - Chicago, IL
My ring was a *STEAL* at just over $1500. We found it on the sale board at moissaniteco.com – ladies, this is the bling you can get for you buck:
It is a 1.4 ct cushion forever brilliant moissanite surrounded by 0.77 ct of RB moissies in a double halo with a split shank, set in palladium. I cannot brag more about moissanite. It gives you SO much bling for your buck and is nearly as hard as diamonds (9.25 on the Moh’s scale, whereas sapphires/rubies are an 8 and diamonds are a 10). I have worn a sapphire ring and a ruby ring every day for the past 6-7 years, with no problems on those stones. I encourage you all to do some research on moissanites, maybe even for a RHR. They are BEAUTIFUL and now we have enough money to pay for our own honeymoon.
PS – no one in our families even QUESTIONED whether it was a diamond; however, if anyone specifically asks me, which I doubt will happen, I will proudly tell them about moissanite 🙂