(Closed) Taking Out A Loan?

posted 5 years ago in Money
Post # 31
Member
978 posts
Busy bee
  • Wedding: October 2014

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@Curlycupcake  Exactly. 

That is the same advice almost everyone gave her. Bottom line. Don’t take out a loan for a wedding.

Post # 32
Member
2689 posts
Sugar bee
  • Wedding: May 2015

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@Curlycupcake  really though?

“Please don’t attack me or say things that are pointless, I won’t even give you the time of day.

Really? Why even post? It sounds like you know it’s a bad idea and you just want people to tell you it’s ok. You’re probably not going to get that.”

That’s not rude?

*chuckling*

I think it’s a testament to how catty this board is. People have to post saying “please dont be rude to me” “please dont be bitchy” .. smh .. sad times for the bee – you can give an opinion and be nice about it. It doesn’t mean you are sugar coating, I’d say it’s more common courtesy

 

Post # 33
Member
2179 posts
Buzzing bee

A lot of people go into debt for their weddings, a loan or a cc. I’m not recommending it either but it is reality. I do wonder though if you could wait just a bit longer and not use credit? Or if you might qualify for a zero percent interest credit card or something that you could use. I’m actually not sure what exactly is your question. No, its not a good idea but a lot of people go into debt for their wedding and it sounds like you could pay it off in six months or so…

Post # 34
Member
736 posts
Busy bee
  • Wedding: December 2025

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@MeandMyLouboutins  +1.

There is a fine line between constructive and rude. And people seem to not realize that when it’s written in TEXT, whether intended or NOT, it often comes off as RUDE. 

Post # 35
Member
1247 posts
Bumble bee
  • Wedding: May 2015

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@Since1993_  If you think you can pay off your debt in 2-3 months, then I don’t see it as too big of an issue since it’s similar to charging all of the debt on a credit card and paying it off in a few months. 

I personally would not do it just b/c I don’t think it is necessary to go into debt for anything outside of student loans, car loans, mortgage, or medical needs. A wedding is for one day, so it’s not worth going into debt, even if it’s for a few months.

However, if you do take out a loan, take out the smallest amount possible. Any excess amount you might need to pay off the wedding can be charged to a credit card. 

Post # 36
Member
15072 posts
Honey Beekeeper
  • Wedding: June 2011

There, why even ASK.  Is that better?  Get over it.  My question stands. If OP is only looking for certain answers, why bother asking at all???  It’s a real question.

Aside from that very real question, there was nothing rude about what I said.  It’s the same thing everyone else is saying, a loan for a wedding is a bad idea.  You guys are getting your shit twisted over nothing.

Post # 37
Member
788 posts
Busy bee

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@Since1993_  I only read your original post and none of the replies so I’m sorry if this is just something someone else said.

I think taking out a loan for your wedding is a mistake. There is no reason to start off your marriage in debt…that’s just societal pressure telling you that you need to have the “best wedding.” You can get married in your budget. The most important part is that you end up husband and wife…and that doesn’t cost enough to need to put yourself in debt.

If it will only take you a few months to pay off a loan I would say that you need to move back the date of your wedding and just save up the money.

This just seems like a poor start to a marriage…we’re growing up to think that debt is just a normal part of life but it shouldn’t be! Don’t try to live outside your means just to put yourself in debt.

Post # 38
Member
1206 posts
Bumble bee
  • Wedding: September 2015

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@MeandMyLouboutins  Actually I did read your post and didn’t skim so you don’t have to assume that. It looks like the parentheses reference your second paragraph not “she asked not to be attacked or people posting pointless responses. I don’t know what about that is offside.”  Sorry, to me it looked like that was in reference to pinkshoes.

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@MeandMyLouboutins  No, I think the OP was rude by saying that to begin with. You can’t post on a public forum and expect that people are going to say what you want. People have the right to say anything they want. I guess I don’t understand why people keep coming back if they think it’s so catty here.

Post # 39
Member
736 posts
Busy bee
  • Wedding: December 2025

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@pinkshoes  BECAUSE THIS IS A SUPPORT FORUM !!! 

Post # 40
Member
15072 posts
Honey Beekeeper
  • Wedding: June 2011

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@geekgirl84  So I should support BAD decisions???  umm, no. I’m not going to support bad financial decisions.

Post # 41
Member
2689 posts
Sugar bee
  • Wedding: May 2015

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@pinkshoes  But she isn’t looking for certain answers. That’s the problem. You are indeed being rude. It worries me that because its an online forum people think others deserve rude, snarky or abrupt responses. There was nothing wrong with the advice you gave, no one is saying that, the first part is what te other PP as referring to. Why post if she doesnt want bitchy responses? That’s what this forum is coming to?

Okay!

Post # 42
Member
2664 posts
Sugar bee
  • Wedding: September 2015 - Ketchum, ID

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@Since1993_  Absolutely not. If you don’t have the money for a $15k wedding, then don’t have a $15k wedding. That could be 2 years of schooling for one of your kids. Don’t start your married off life in debt, especially for something as frivolous as a party. You can get married and have a marriage, then have a “wedding”/party/vow renewal when it’s financially smart to do so. 

Post # 43
Member
1206 posts
Bumble bee
  • Wedding: September 2015

Where does it even say that this is a support forum?  Sure, it’s a wedding forum where you can ask questions and people are entitled to give their honest opinions even if it isn’t what the OP wants to hear.  I don’t think it says anywhere that bad decisions need to be supported…unless I missed something.

Post # 44
Member
2689 posts
Sugar bee
  • Wedding: May 2015

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@Curlycupcake  “People have the right to say anything they want.” <– Therein lies the problem. Why be rude to a complete stranger looking for advice. It doesn’t matter what right you do or don’t have. And why support people being blatantly rude. Anyways I’m not going to thread jack I gave the OP my advice.

 

Post # 45
Member
1206 posts
Bumble bee
  • Wedding: September 2015

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@MeandMyLouboutins  Agree to disagree then I guess because I don’t think Pinkshoes was rude, I think the OP was the rude one.  

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