Post # 1
As I am sure most of you know 40 million people had their credit information compromised in a huge security breach with Target. Online shoppers appeared to luck out but any of us that shopped in Target from November 27th through December 15th our card details (numbers, expiration dates and security codes) were compromised.
According to Target EVERY SINGLE Target store in the country was affected. That is insane!
We used our debit card twice and our Target Debit card twice. I’m not sure if I am worried about the Target Debit card considering it can only be used at Target but Darling Husband will be changing his personal Debit Card here shortly.
“If I were a Target customer and I had used a debit card at Target, I would immediately cancel it,” Mr. Franklin said. “Debit cards are far worse a problem than credit.” Protections are not as strong for debit cards, and the account balance is more vulnerable, the two experts agreed.
Has anyone had any issues to report? Did anyone else use their card during this time and are monitoring their account?
Post # 3
No issues so far, but we’re watching. I’m grateful that I use credit cards and not my bank card. If we get dinged at least the credit card company will remove the charges before we have to pay the bill.
Post # 4
So far, I haven’t noticed anything weird. I’m hoping that it stays that way. I know I used my debit card there at least once during that time frame.
Post # 5
No issues so far. I am fairly sure that I only used my Target debit card. I’m watching carefully. My bank (USAA) also has on their website a statement that they are aware of the problem and are watching/taking steps as well.
Post # 6
No issues so far. But I’ll be checking the credit card statements a little more frequently. I’m glad I didn’t use my debit card. I normally check our account statements for bank cards, credit, every two weeks.
Post # 7
@Jess1483: I wonder if they can actually use the Target Debit Card. Have you heard anything on this? I used mine twice. I haven’t heard they mention this, only the credit card version which can be used anywhere.
Post # 8
@Treejewel19: I’m not sure, I haven’t heard.
Post # 9
@Treejewel19: I shopped December 10th with Credit Card. So far, so good.
Post # 10
No issues here! But Darling Husband is keeping an extra-close eye on it!
Post # 11
None yet. However, I was reading that in the previous TJMaxx breach some had their info used months later. I don’t want to have to watch my card for that long so I just ordered a new one.
Post # 12
- Wedding: October 2014 - Kukahiko Estate
Question: Does this affect any person that used any credit card?? Or just Target Card users? That is really unclear to me.
Post # 13
- Wedding: May 2013 - Pavilion overlooking golf course scenery, reception at banquet hall
Ugh… I did shop in store during that time, but both my husband and I have agreed not to look at the credit card activity until after Christmas as to not spoil what things we got each other. I’m conflicted. I feel DUMB for not looking, but I’d feel guilty FOR looking. No bueno.
Edit: Obviously seeing most stores like Target on the statement will be innocent enough, but I don’t want the conversation “Husband, did you go to a Coach store???” “…yes” *SPOILED* to happen.
Post # 14
@Treejewel19: I was at Target on 12/14 and used my Citi credit card. I’ve been monitoring my activity, and nothing suspicious yet.
For Citi creditholders, there is a banner on the site that says Citi is aware of breach and keeping an eye out. I had my CC info stolen back in October when I was traveling, and they caught $340 of suspicious Walmart charges so I know they’re good at having my back.
It’s just so annoying for those who needed to get new cards as they probably wanted to use them for Christmas shopping. :/
Post # 15
I think I read that they said Target cards are okay and can’t be stolen but I’m not 100% sure.
I used my CC a few times over the past few weeks but AMEX has always been great with fraud so I’m not worried about it at all. If I had used my debit card, I would be worried though because those are worse.
Post # 16
Nothing yet, knock on wood. I used mine several times and Darling Husband did once. So we are keeping a close eye.