(Closed) Tell me about your Short Term Disability and company paid maternity leave

posted 3 years ago in Babies
Post # 2
Member
3913 posts
Honey bee

DomesticDiva :  My company pays my benefits and that includes STD. They, however, are a group of tech guys who apparently never really thought about the concept of maternity leave so had zero actual maternity leave plans. I ended up negotiating mine myself. 

1. STD paid 80% per week

2. Lasted for 8 weeks for C section, 6 for vaginal

3. There was a wait period, but I believe it was only a week

4. Company had no separate maternity plan (which is rare for an established company and very crappy IMO…don’t be these people!). I negotiated a total of 13 weeks off, 8 were STD paid, 4 were fully paid maternity leave by the company, and the last one was my vacation time.

Post # 4
Member
5889 posts
Bee Keeper
  • Wedding: May 2012

1. Short term disability pays up to 60%, but I believe there’s also a cap.  Fingers crossed I don’t reach the cap!

2. I get 6 weeks of benefits for vaginal birth, 8 weeks for C section.  

3. I believe it’s a week or so waiting period.

4. Nope.  Not a single day.  

I get 3 weeks combined vacation and sick leave a year, so I’ve been hoarding that and will have about a month’s worth saved up in time.

Post # 5
Member
2166 posts
Buzzing bee
  • Wedding: October 2013

DomesticDiva :  I’ve been BATTLING my company about the STD plan. I live in CA, where you get 4 weeks prior to delivery of STD, but my company requires extensive paperwork to let you take it, it’s been a nightmare trying to get them to approve it.

1. State pays 55%, company pays remaining 45%

2. I get 8 weeks full pay day that baby is born

3. One week waiting period

4. My company pays the 8 weeks. I’m also offered paid family leave by the state for 6 weeks, and I can take an additional 12 weeks of FMLA.

I do have 4 weeks worth of PTO that I will be using so almost all of my maternity leave will be paid. 

Post # 6
Member
213 posts
Helper bee
  • Wedding: September 2011

1.  How much did it pay per week, percentage-wise? STD only – in NYS max is $170 per week (I think it is 60% but caps at the $170)  🙁  I received 8 weeks b/c I had a c-section

2.  How many weeks did it last for? Did the duration depend on vaginal or cesarean delivery? See above, 6 weeks for vaginal birth.

3.  Was there a waiting period before payments began?  How long? Yes, on the 8th day following disability, STD began. 

4.  Did your company have a separate paid maternity plan outside of STD?  What did it pay per week/for how long?  Nope 🙁  Although I do pay into Aflac STD plan so I did receive additional pay through them for the 8 weeks. 

Post # 8
Member
320 posts
Helper bee
  • Wedding: September 2012

DomesticDiva :  

1.  How much did it pay per week, percentage-wise?

Ours depends on how many years you have been with the company.  Everyone gets 60% of their salary per week.  After 5 years, it goes up to 80%.  After 10 years, it goes up to 100%.

I briefly worked at another company, the policy was not as good.  We got the NY required minimum.  You could get supplemental disability – and that went up to $1,200 per week I think before capping out.

2.  How many weeks did it last for? Did the duration depend on vaginal or cesarean delivery?

Vaginal delivery = 6 weeks

Cesarean delivery = 8 weeks

I think this is pretty standard most places.

3.  Was there a waiting period before payments began?  How long?

You need to use 1 week of PTO (paid time off) or sick time before STD kicks in.  Then it was the number of weeks above.

Also, you can qualify for STD before delivery, I think for up to 2 weeks? not sure, before delivery if needed.  Longer if you have specific issues.

4.  Did your company have a separate paid maternity plan outside of STD?  What did it pay per week/for how long?

Nope, just FMLA (12 weeks). Though, they are not strict about it- I was basically told I could take off what I wanted, as long as it was okay with the leads from my business unit.  I probably could have taken more, given my years with the company, I did not.

 

Post # 10
Member
3913 posts
Honey bee

DomesticDiva :  I negotiated the 13 weeks off, but the company ultimately decided to gift me with 4 of those weeks being paid. This was actually pretty decent considering they pay for the STD disability so every employee is going to automatically have that coverage as well. I should add that my company’s STD plan also does not have a grace period. I actually got pregnant a month after starting my job (unexpected after 1 1/2 years of trying), and did not have issues getting STD coverage.

Post # 11
Member
320 posts
Helper bee
  • Wedding: September 2012

Spinwife :  That’s definitely not the max in NY- you can get supplemental disability.  That’s the minimum MANDATED by NY Law.  I live and work in NY – and I got my full salary for 8 weeks.

Post # 12
Member
213 posts
Helper bee
  • Wedding: September 2011

DomesticDiva :  Ugh!!! Don’t get me started!  We’re also one of the most expensive states to live in, go figure.  Laws are changing for paid family leave beginning in 2018 and phasing in over a few years but looks like I’ll most likely miss out on that.  This is a sore topic for me and really boils my blood 🙁 

Post # 13
Member
6524 posts
Bee Keeper
  • Wedding: September 2013

DomesticDiva :  

  1. How much did it pay per week, percentage-wise? It wasn’t weekly, it was one lump sum and after taxes it equated to less than 25% (pretty shitty).

<div>2.  How many weeks did it last for? Did the duration depend on vaginal or cesarean delivery? 5 weeks. The duration depended on whether it was vaginal or cesarean.</div>
<div> </div>
<div>3.  Was there a waiting period before payments began?  How long? Yes, 1 week which I was not paid for</div>
<div> </div>
<div>4.  Did your company have a separate paid maternity plan outside of STD?  What did it pay per week/for how long? No, and I also want to note that my company has less than 25 employees so we aren’t covered under FMLA. I don’t see them coming up with a maternity leave plan unless it’s something that it required by the Government. My company makes over $150M annually, and there aren’t a lot of employees, so I don’t think it would really hurt their pocket to have some sort of paid leave. Even if it was 50% of my weekly paid, it’s still something. The STD was a joke and they made it difficult for me. I had to get a form filled out by the doctor explaining why I needed the STD pay. Thankfully, Darling Husband was home with me for the time I was off, otherwise I would have needed to get in the car with my newborn, drive and sit in a doctors office and wait for the form to be filled out, and mail it back to the STD company bc they required the original copy!</div>

Post # 14
Member
320 posts
Helper bee
  • Wedding: September 2012

Spinwife :  See: https://www.growingfamilybenefits.com/supplemental-short-term-disability-insurance/

“Supplemental short-term disability in New York augments the very low monthly claims payment limit. The state mandated program replaces 50% of income up to a paltry $170 per week.”

More info: http://www.wcb.ny.gov/content/main/offthejob/IntroToLaw_DB.jsp’ defer=’defer

I’d recommend looking into a supplemental policy if you plan to have more kids!

 

 

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