(Closed) Tell me about your Short Term Disability and company paid maternity leave

posted 3 years ago in Babies
Post # 31
Member
478 posts
Helper bee
  • Wedding: May 2018

DomesticDiva :  It’s great that you are doing this, it’s also a great recruiting tactic! I know that they recently changed our parentaly policy AND made it equal amounts mat/paternity leaave and it’s like something is in the water around here. Suddenly we have five staff visibly pregnant, and I know two male staff whose parters are due soon! That, plus our PTO policies, make this a really attractive place to work.

Also, I’m from Canada and living in the U.S. so even our policies are a stark contrast from what my friends get at home. But one of the main arguments I’ve heard for having such long leave in Canada is that, the longer the leave the more likely you will be able to have someone effectively fill in for that person. If someone is out for four months, six, nine, etc. you can either have a well-trained temp or someone on a short term contract to take on their position. If they are only out for a short time then it is much more likely that other staff will have to pick up the slack on top of their own duties. 

Post # 32
Member
320 posts
Helper bee
  • Wedding: September 2012

DomesticDiva :  Also, for paternity leave, my husband can use up to 3 weeks of his sick time as paternity leave. 

Post # 34
Member
320 posts
Helper bee
  • Wedding: September 2012

Spinwife :  Yeah, my company just pays.  But my old company you had the option to pay for supplemental through them, and they were really stingy – so I’m shocked at all these other places with worse benefits!  (I also have AFLAC on top of it all). 

Post # 35
Member
320 posts
Helper bee
  • Wedding: September 2012

Mrs. Meowerson :  He works in a state university system, so he racks up a week or two of sick time a year, that just accrues with no upper limit.  So, he gets really good benefits.

Edit: So, he doesn’t get 3 weeks each year, he just accrued enoguh sick time so that he could just use it all at once- it carrys over year to year.

Post # 36
Member
271 posts
Helper bee
  • Wedding: September 2014

DomesticDiva :  

1.  How much did it pay per week, percentage-wise? 60% pay

2.  How many weeks did it last for? Did the duration depend on vaginal or cesarean delivery? 6 for vaginal, 8 for cesearan

3.  Was there a waiting period before payments began?  How long? 5 business days which was paid out of your PTO bank.

4.  Did your company have a separate paid maternity plan outside of STD? Not outside of FMLA.  However, you had to utilize your PTO while out.  This would subsidize the difference in pay and also being on unpaid FMLA.  You could elect to hold 40 hours of PTO (or 20 if you were part time) if you wished.

 

Post # 37
Member
5889 posts
Bee Keeper
  • Wedding: May 2012

glacier_gal :  still- that’s very impressive. i’ve only ever worked at places where sick leave expires at the end of each year and has been a week max.

Post # 38
Member
313 posts
Helper bee
  • Wedding: November 2016

 

DomesticDiva :  I’m in Canada, so this is likely not that helpful. 

My company tops up to full wage, to a maximum of a certain salary ($120K) for 5.5 months, and then we can claim government employment insurance (EI) maternity (15 weeks) and parental (35 weeks) benefits if you qualify (have worked 600 hours in the 52 weeks preceding leave). Government EI is 55% of your income, up to a maximum of $537 a week. There is a two week waiting period on government benefits, and no wait on the company benefits. 

Post # 39
Member
9818 posts
Buzzing Beekeeper
  • Wedding: September 2013

My employer as STD and LTD that they pay for on our behalf.

1.  How much did it pay per week, percentage-wise?  Pretty sure 60%, which means it is 60% of your gross pay and you don’t have to pay taxes (until later) and they don’t take out anything else that your company does.  Because the STD company sends you a check directly.  So remember to include it in your income at the end of the year otherwise you get a friendly tax bill 2 years later!

2.  How many weeks did it last for? Did the duration depend on vaginal or cesarean delivery?

6 weeks- vaginal

8 weeks- csection

3.  Was there a waiting period before payments began?  How long?

Yes, 2 weeks I believe.  So when they say “6 weeks” above they mean 2 week wait (which is either unpaid or PTO) and then 4 weeks are actually paid.

4.  Did your company have a separate paid maternity plan outside of STD?  What did it pay per week/for how long?

NO!

 

Outside of the 4 weeks, my extra 8 weeks will be a combo of sick leave and vacation (mostly vacation).  Luckily I get a good number of vacation days but saving them all up means I can’t really take many long vacations in the year or two leading up to birth.  Which means you have to make sure you save it before you even get pregnant.  So in the end I will be STD 4 weeks at 60% paid and 8 weeks fully paid.  But, it’s my own earned time.  My company lets you rack up 304 hours of vacation before they cut you off and unlimited sick leave I think. Plus I do have an extra week of discretionary time I could use every year (no rollover).  If you don’t have the time, you get unpaid time up to the FMLA 12 weeks.

I feel like I have it pretty good for the US standards (mostly because I get a good amount of vacation time and I can save it up) but it’s still completely shitty.  My bosses (both are childless so I think it’s just being uninformed and not actually asking me to take less) have said “so what are you planning to take off? 6 weeks?”  FUCK NO!  I’m taking all 12.

So I should add- I started working here about 3 years ago and I was about 8 weeks pregnant.  So between my first and my second I have had tons of vacation time (5-6 weeks a year) and probably only taken 1 full week off of work 1 time (for a vacation).  Everything else has been long weekends (1-2 days off at a time) I took or combo’d my PTO with holidays to make a full week off (twice!).  I’ve had to save up my vacation this ENTIRE TIME to take maternity leaves.  So I have plenty of time for maternity leave but basically no real vacations lol.

Post # 40
Member
1513 posts
Bumble bee
  • Wedding: September 2015

1.  How much did it pay per week, percentage-wise?

– My work is small and doesn’t have a written policy.  They just act like you’re still working all that time and pay you your normal salary.  

2.  How many weeks did it last for? Did the duration depend on vaginal or cesarean delivery? 

– Again no written policy, but norm is ~6 weeks for staff.  8 weeks for supervisory/management positions.  Duration does not firmly depend on vaginal or Caesarean delivery.  Rather we were told “I wouldn’t take longer than 8 weeks” but if you need more time, you just let them know and work something out.  They’re pretty flexible.
 
3.  Was there a waiting period before payments began?  How long?

– No, you just tell the office manager when you’re going to the hospital to deliver, so they know when to start counting your leave and when to start deducting PTO.

4.  Did your company have a separate paid maternity plan outside of STD?  What did it pay per week/for how long?

– My company does not have STD, just their own paid maternity “customary benefits” (no written policy).  I have a separate STD plan that I bought on a previous job and kept it after I left.  It pays a set amount ($2000 a month, 3 months for Caesarean, 2 months for vaginal). 

Post # 41
Member
972 posts
Busy bee
  • Wedding: July 2015

I just asked about my company’s policy (but haven’t had a baby before so this is reconnaissance)!

1.  How much did it pay per week, percentage-wise? 60% pay paid after the 8th calendar day via STD (I could use my own available personal time/sick pay for those 8 days or to supplement the 60%.  I can also use my vacation time, if I wanted)

2.  How many weeks did it last for? Did the duration depend on vaginal or cesarean delivery? 6 for vaginal, 8 for cesearan

3.  Was there a waiting period before payments began?  How long? There is an 8 calendar day “elimination period”

4.  Did your company have a separate paid maternity plan outside of STD? Yes, it is for use after STD.  Depending on length of time with the company determines how many paid maternity leave.  In my case, it will likely be between 1-3 years that I’ve been with the company when I have a baby, so I will get 3 weeks paid maternity leave as a company “benefit”.  (But I also would have to go back to work for 6 months, otherwise that 3 weeks is considered a “loan”.)  

I could then use any leftover sick or vacation time that wasn’t used in the first 8 days.  Then I would have unpaid leave under FMLA for up to 16 weeks once I’m on updaid status.

Thanks for this thread!  I was trying to understand all the info I was given and it’s interesting to read about other situations.

Post # 42
Member
1192 posts
Bumble bee
  • Wedding: December 2012

DomesticDiva :  We did not have a STD plan.  Our company paid 12 weeks at 100% pay. No waiting period.  Didn’t depend on type of birth.

Post # 44
Member
300 posts
Helper bee
  • Wedding: June 2012

Our policy changed slightly from when I had my first, since we have switched to an unlimited vacation policy, so I couldn’t stock pile those days! They ended up doing some calculation based on how long I’ve been at the company to see how many days I get 100% pay (ends up being 4 weeks) and then short term disability will pay me 60% of my salary for the rest of my maternity leave (the remaining 8 weeks, so 12 weeks total). So, I will be getting some money for my whole leave, which is great. 

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