(Closed) Did you budget together for the e ring??

posted 10 years ago in Waiting
  • poll: Did/do you know the price of your engagement ring?
    Yes, I picked it out, but he's footing [footed] the bill. : (39 votes)
    24 %
    Yes, I picked it out and we're budgeting [or did budget] together. : (18 votes)
    11 %
    Sort of... I gave him a range of styles and he'll buy [or did buy] the one he thinks fits me best. : (32 votes)
    20 %
    Nope, it's all on him - he's going to [or did] surprise me and that's the way I want it! : (47 votes)
    29 %
    Nope, it's all on him - he's going to [or did] surprise me, but the curiosity is driving me NUTS. : (13 votes)
    8 %
    Other - [please comment!] : (12 votes)
    7 %
  • Post # 3
    Member
    39 posts
    Newbee
    • Wedding: November 2010

    In the end, our spending comes up pretty much equal.  He’s buying the e-ring and paying for a portion of his band (he’s managed to pick out a pretty pricey one) and I’m paying for the other portion of his and am going to buy my wedding bands (I want two channel bands).  

    I was very much a part of the planning process, but this is the nature of our relationship.  We dream together, and we make things happen together.  I couldn’t imagine it any other way ๐Ÿ™‚  So I’m going to agree with you that I’m happy to help pay for it.  

    Post # 5
    Member
    93 posts
    Worker bee
    • Wedding: July 2009

    We are in the same general boat as you as far as finances go. We share most expenses. But, we don’t check each others accounts, so it was easy for him to buy my original ring without me knowing.  My ring started out as a surprise, but the one he picked didn’t fit me. So, we worked together to custom design my engagement ring.  I liked being part of the process, and helping with the cost, much better than being surprised, even though I really liked the original ring.

    In our case, there was no drawback to me knowing how much it cost. I may have had a twinge of guilt once or twice in the process, but I know that it is something that I’ll enjoy and wear forever. We make about the same amount of money, and I don’t expect him to provide for us any more than I do, so knowing and sharing the cost of this made sense to us. One thing that was important to me was the fact that the proposal was a total surprise. Whether he had a ring or not, I was glad that he surprised me and made the proposal personal.

    Post # 6
    Member
    626 posts
    Busy bee
    • Wedding: June 2009

    that was nice Marquettemonv15.  I agree.

    My Fiance was laid off quite a bit before I met him and thus accumulated a bit of debt. We’re working on fixing that but it’s been hard, especialy since he is a huge splurger.  He loves to buy "toys," but I’ve worked very very hard to "beat" that trait out of him.. haha.  

    Well, when we went to look at rings I was trying to find the cheapest possible ring without getting something I hated.   If left to his own devices I knew he would spend more than we could afford, which on one hand seemed exciting but on the other I knew it would only make our lives that much harder.

    Well, we ended up finding a ring that was amazing for less than 1/3 of it’s value.  It was so awesome and well within our price range, except we had to buy it right then to ensure someone didn’t beat us to the punch. So like you I know every detail about it.  In fact, since his credit is shot I ended up having to take the line of credit out on it.

    He insisted that he pay for every bit of it and that I not put anything else on the credit line (like the watch he really wants)  so that it wouldn’t get mixed up and only he would pay on the ring. Really sweet, but it’s still weird to know that the ring is in my name.  I even had to drive the check up to the store and pay them the first payment last week since I didn’t have to work and he did.  

    But he made all worth it.  After we found the ring he took me aside and asked me if that was what I wanted.  Then told me how much I meant to him; that I was the most important thing in the world to him and that he wanted nothing more than to spend the rest of his life with me… and that wasnt even the proposal ๐Ÿ™‚

    he made it totally worth it that I know all the details

    Post # 7
    Member
    487 posts
    Helper bee
    • Wedding: March 2009 - Byodo-In Temple, Luau Reception

    I had no idea that Mr. Sushi was going to propose. The fact that he actually went out and picked out a ring and bought it for me all on his own still has me in shock. It’s not a ring that I would pick out for myself, but I love it because I know that he picked it out for me all on his own.

    Post # 8
    Member
    397 posts
    Helper bee
    • Wedding: June 2009

    I told him for years what I liked but he still wanted me to pick it out.  When it came down to it we went and looked at a few stores.  We new the price range we were looking in so there were no surprises.  We figured out how we’d *he would* pay for it.  He put a big deposit down, financed the rest (0% for a year) so we have monthly payments.  But we plan to pay the rest off when we get our taxes back.   So we had it all planned out.  

    Post # 9
    Member
    538 posts
    Busy bee
    • Wedding: December 1969

    My future in-laws gave him the engagement ring his father proposed to his mother with. He wanted to pick it out himself, but though I’d love the sentimentalness behind it. So he used the diamond and had it re-set with a band he picked out. He paid for everythign and did not let me know when he was going to do it. He wanted everything to be a surprise.

    Post # 10
    Member
    2434 posts
    Buzzing bee
    • Wedding: September 2008

    We went looking together so he could see what I liked.  We saw a setting that I fell in love with- but we were only looking.

    Unbeknownst to me, he went back a purchased it!  And while I wound up picking the setting, he chose the center stone.

     

    Post # 12
    Member
    1 posts
    Wannabee
    • Wedding: February 2009

    My Fiance designed my engagement ring and it was everything I wanted and more. He did a wonderful job, I only told him I wanted cushion cut, and he did the rest! I can’t wait to see my wedding Band!!!!!!!!!! Only 18 days to go!!!!!!!

    Post # 14
    Member
    24 posts
    Newbee
    • Wedding: July 2010

    My fiance is very opinionated. Even though I have always said I LOVED princess cut, he didn’t. When he finally proposed (after 7 and a half years), I think I was most surprised that it was a beautiful princess cut ring!

    I know a ball park of what he spent and have offered to contribute to the payments, but he will not hear of it! Back to that whole opinionated thing! =) He went so far as to say he was going to call the jeweler to tell him not to accept my money!

    Post # 15
    Member
    756 posts
    Busy bee
    • Wedding: June 2011

    I voted "Sort of." I gave him some general guidance (ie, that I don’t want yellow gold and that I don’t care if it’s a diamond or a different stone entirely), but I don’t want to know exactly how much he is spending on it before he buys it. If he wants to tell me afterward (i’ll probably have to find out, since I’ll want to get it insured), that’s fine.  But I’m not usually comfortable with people spending money on me, so I don’t want to be there when he buys it or anything.  He has been in the workforce for several more years than I have, and I know he has a decent amount of money saved. He also makes significantly more than I do. I have very little money right now; I couldn’t help pay for it even if I wanted to, and I know he wouldn’t let me even if I offered. I sent him a couple of pictures and a couple of local jeweler suggestions, but the rest is up to him.

    The fact is, I really don’t know exactly what I want. I’m not a jewelry person, really, and this is not something I have thought about much before.  I know I’ll be happy with anything he chooses, though. ๐Ÿ™‚

    Post # 16
    Member
    154 posts
    Blushing bee
    • Wedding: June 2010

    My fiance did all of the research and budgeting on his own, and boy was I impressed.  I didn’t see the proposal coming since I was still in school and never expected a proposal.  We were living together at the time, and it’s almost impossible to hide anything from each other.  Whenever we mentioned the topic of rings, I only gave him one criteria as to the shape.  I wanted to be truly surprised, and we never went ring shopping together. 

    After he proposed to me, he spilled the beans about all the research and effort he put into finding the perfect ring.  He only told me the price because it was part of the story that went into the ring.  My fiance bought a loose diamond from blue nile for an amazing price and brought it back to the jeweler where they compared the original diamond he had picked out in store and the one be bought online.  The price difference was huge between the diamond online and in store, and the quality of the online diamond was actually better but just a tad smaller in weight.  The jeweler decided to give him an amazing deal, dropping about 2k off the price tag to keep him as a customer.  Even the workers at the store couldn’t believe the deal.

    Even to this day I’m really impressed by the way my fiance researched and put so much effort into my ring.

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