(Closed) They Accepted Our Offer!

posted 6 years ago in Home
Post # 3
1040 posts
Bumble bee
  • Wedding: September 2014

What awesome news!!! Congratulations!

Post # 4
1406 posts
Bumble bee
  • Wedding: November 2013

@Meant2Bee:  Congratulations! i hope everything goes smoothly!

Post # 5
2685 posts
Sugar bee

Yay!  Congratulations!

Post # 6
7310 posts
Busy Beekeeper
  • Wedding: October 2011 - Bed & Breakfast

Congrats! My best advice is not what you really want to hear, but I will say it anyway. Do not get emotionally attached to this house. Don’t start choosing your paint colors or mentally arranging furniture. Do not start fantasizing about Christmas morning in your living room or BBQs in the back yard. You may need to walk away based on inspection results, you may need to walk away if the appraisal is lower than the deal price, you may need to walk away if the title isn’t clean. There are so many things that can happen during the closing process. No deal is certain until the money has transferred and the keys are in your hand. So don’t emotionally invest in this house yet because if you have to walk away and you’ve already made that emotional investment, it will hurt like h*ll.

I say this because we had to walk away from 3 contracts before we closed on #4, and I learned my lesson the hard way.

Post # 7
2966 posts
Sugar bee
  • Wedding: May 2014

@Meant2Bee:  Yayyyy!!! Congrats! Enjoy it! 🙂 


The closing process is tedious to put it mildly. We had the fortune of working with one agent as it was a small bank – so that in itself made it easier than it would have been but it was still a hassle. There are so many documents they require, so many signatures and trips back and forth that it gets exhausting.


Then there’s the title company. Oh laaaawwwddd, don’t get me started on the title company. They’re the devil. Watch out for them. If they’re not happy, ain’t nothing goin’ down. 


Make sure your lawyer is thorough and always in contact with. Do not hesitate to ask him any questions. Read the contract thoroughly and make sure you have C/Os on everything. 

EDIT Important: Don’t skimp out on the inspection – you need to know what the conditions of the house are (plumbing, electric, termites, etc) before you get the keys – because at that point, those problems are your responsibility. 



Post # 9
1610 posts
Bumble bee
  • Wedding: June 2012

@Meant2Bee:  Congrats!  You are halfway there!  I agree with lovekiss, don’t get too attached to the house quite yet.  There are so many things that can still go wrong at this point.  We almost lost our house back in August due to some of the things, but we lucked out.  The whole process can be really easy or really stressful.  Either way, I hope everything works out and you get your beautiful house!

Post # 10
67 posts
Worker bee

That’s great. Saving money every month, and not throwing money away on rent! Excellent. 

Post # 11
2023 posts
Buzzing bee
  • Wedding: September 2013

@Meant2Bee:  That sounds exactly like my Fiance situation a few years ago before he bought his house.  His apt was bigger though 2 bedrooms 2 bath $980 a month. Our house is 3 bed 2 bath 1 acre of land, fenced in back yard, 2 car attached garage and the mortgage is $1050 as well.  You will LOVE the space!!!

Post # 12
926 posts
Busy bee
  • Wedding: November 1999

Congratulations! Woohoooo!!!

Post # 13
1115 posts
Bumble bee
  • Wedding: September 2012

Congrats!  I hope the inspection and appraisal go smoothly!!

Post # 14
8470 posts
Bumble Beekeeper
  • Wedding: July 2012

Congrats!  The closing process is a frigin nightmare if you ask me.  I have had serous chest pains all week and the stress has gotten me in the bitchiest mood.  It’s like every time I turn around there is a form missing or they need an extra copy of this or that… UGH… We are supposed to close on the 30th of next week, HOWEVER the stupid homeowners insurance company only sent part of the documents the mortgage lender needs… I told my husband I AM DONE!! I am not dealing with anyone anymore and that it’s all on him now to take care of any last minute things.

Post # 15
13563 posts
Honey Beekeeper

Congratulations! I know the buying process can be frustrating — I’m so happy this worked out for you! Good luck with everything moving forward!

Post # 16
18628 posts
Honey Beekeeper
  • Wedding: June 2009

Congrats! I agree with the others that you need to be prepared for bad results at the inspection or possible a lower appraisal than the offer which means you need to bring more money to the table. We ended up having ours come back with an appraisal for $5k less than the offer and got the sellers to reduce their price. Make sure that you have they money for the downpayment in one account and have documentation to prove where it is so the underwriters are ready for a check from that account. Also, if you have difficult jobs that need more than just a simple call to verify employment, try to get a contact from HR that the underwriters can contact on closing day. Our closing for the last house was not fun at all with all the problems we had!

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