Tiffany rings are definitely worth getting if it is something that is within your budget ( ^ω^ )
This is a question that requires a little reasoning.
There is no doubt that you can get an equally beautiful loose diamond from other sources than B&M’s like Birks, Tiffany and Cartier. In fact, one of the most beautiful Hearts & Arrows (Optical Symmetry) pattern diamonds can be obtained through online vendors such as whiteflash, briangavin, infinity, and jann paul as well as many of the beautiful AGS graded triple 0 diamonds.
For settings as well, you can get custom designed rings through online as well as your local jewelry store that does custom settings. I live in toronto, and I only hear great things about a custom jewelry store “Lief Benner”.
If you and your partner want something sooo exclusive that is only one of a kind in the whole universe, custom settings are the way to go IMO ☆彡
It is also true that getting a Tiffany brand engagement diamond ring can be more pricier than what you can purchase online. Afterall, online vendors don’t have the overhead that B&M’s do, thus able to lower the mark up on their loose diamonds as well as lower prices on their settings. You can actually find a Tiffany style six prong setting that is almost identical to the authentic one like the Vatche six prong setting.
So why purchase Tiffany??? （;￣O￣）
For me, I believe that purchasing an engagement ring is more than the dollar value you are spending on it. It is the sentimental value that both your partner and yourself share.
To me, Tiffany is a symbol of romance, class, and luxury.
I am not sure if you all have seen the movie “Sleepless in Seattle” with Tom Hanks and Meg Ryan but I love the movie! Especially the scene where Annie’s fiance gives her the Tiffany seven stone engagement ring that belonged to his mother which he resized. The acting, scenery, music and plot of the movie really moved me. I felt lots of romance in the movie and Tiffany just happened to be part of it (=ﾟωﾟ)ﾉ So, for me, Tiffany is special and despite the price difference, I believe it is worth it to get it.
However, I don’t believe in getting into great debt and ruining your credit is justifiable in getting it. So, I would either wait to have enough money or think of a custom route that befits my financial circumstance.
I guess the most important thing is that your partner understands the significance of the ring as a symbol of love and commitment and she loves it as well.