(Closed) To Close or Not To Close…

posted 8 years ago in Home
  • poll: Do we close on the house?
    Close - you can always change things later : (16 votes)
    55 %
    Don't Close - you shouldn't settle for a house you don't love : (13 votes)
    45 %
  • Post # 3
    Member
    14183 posts
    Honey Beekeeper
    • Wedding: June 2009

    Honestly….you cannot have EVERYTHING you love in a first home. It always helps me think “yes i can live with it” because we are in our first home. For the square footage you have, 165K is an amazing deal (in my opinion). A home that large in st louis costs 240K. Trust me, I’m paying the mortgage on it, lol. BUT there are PLENTY of things I want to change in our home. No, it isn’t perfect. There are things I do not love. In fact, there are things I hate. Small kitchen, ugly linoleum, etc. Oh my gosh, we had PURPLE periwinkle walls. I’ve been there almost 2 years now and we STILL have things we haven’t updated. It’s just kinda how it is. You can’t have it all at once…and it kinda makes your home a project. I sort of like that, watching it progress through the years.

    But, the fact that they deviated from what you’d agreed upon, though, that is something I WOULD make them fix now. Yes they are a pain to deal with–what construction unit isn’t?! My dad built his own home and he always said it was a HUGE task staying on top of those people. My dream someday is to build our own home, but it may not happen in this super metro city–it’s not like there are empty lots around. And you SHOULD get what you want. But i also remember mydad compromised on some things–is it worth bringing up? What is it in the big scheme of things? that kind of stuff.

    Now, some of those things sound to me like in-construction messes. Standing water makes me nervous though. Can you talk to your realtor (is it a realtor?) and say “we will not close until our issues are addressed? Because you do that when you buy a home off the market. I had a HUGE list of 15+ items I wanted fixed before I’d buy the home. I wanted all the windows argon sealed, i wanted the concrete fixed, i wanted a bunch of things done. And because she wanted to sell the home, she fixed it. THEN i closed. I don’t see why you can’t do that now.

    So…i can completely relate. There are things I’m not in lov ewith about the honme. We have some things to fix. Yes, it will take time. BUT, we are a family in the meantime. And we can work on these things while having a family. I thnk id’ rather have some items that need to be fixed than hold off on a house for a few more years, providing the house is still built solidly AND there aren’t any major factors that could make it hard to sell down the road. Already, i know the small storage space in the kitchen will be a deterrant to selling our home. So we are looking at ways to make it seem like it’s not a problem. Because anything that is a detterant, a possible buyer will negotiate for a lower price. I got a lower price on the home (Ok we got 30K off…) because there were problems with it like filthy carpets (need to be replaced) and lots of fixturing that needs to be replaced (helluva lotta work). And wallpaper (needs to be removed). But I can live with it, slowly chipping away at it. Maybe you can negotiate some price reduction with the sales person. If anything, you need to move up into talking to someone who is a manager. Someone with some power, and tell them that you’ll walk if XYZ aren’t done because you feel like business isn’t being conducted right. There’s a way to swing this and get your way.

    Ok long novel over =]

    Post # 4
    Member
    3041 posts
    Sugar bee
    • Wedding: May 2010

    It seems very odd that they would agree to do something a specific way & then not do it. I understand if there’s a specific floorplan they have to follow, but they told you they would do one thing & then didn’t do that. Do you have a friend in construction that could meet with them with you & put his foot down on your behalf?

    I would talk with a manager & let them know what’s going on. If you can meet with them in person, that’s better. If you continue forward with this house, I would get EVERYTHING you want done to the house to be in writing & signed by them. I would also be sure they fixed everything that has issues before you close on the house. Are you confident the builders made a secure, solid house? If they cut corners, you can have issues in the future…

    The water on the back porch concerns me too. Did they fix that? Did they tell you what it was from?

    Post # 5
    Member
    4001 posts
    Honey bee
    • Wedding: June 2010

    I’d plug through, I’d still want the house.  Remember how fortunate you are to have such a great opportunity!  Ok, they’ve been treating you terribly, you haven’t gotten everything you wanted, but you’ll have a house!  And a place to raise a child and a dog, I’d take it! 

    Post # 7
    Hostess
    18637 posts
    Honey Beekeeper
    • Wedding: June 2009

    I don’t think most of these things will be a problem as long as they fix it before they finish the home and you move it.  Honestly, that is a great deal for the space, our old house was less than that sq ft wise and cost more!  As long as you can afford the home payments on this home, I say go for it.  Most people don’t stay in homes more than 3 years or so, so if you really hate it, you can move on and find another home then.

    Rereading your response, maybe you should walk away since you are planning on staying in the home for the long run.  That way you can save up the money that would be going toward a house and have a good downpayment and possibly a lower mortgage in the future.

    Post # 8
    Member
    275 posts
    Helper bee

    It’s tough – it sounds like a great deal in theory, but if the contractor is neglecting things you asked for and deemed important it makes me wonder what else he is ‘sweeping under the rug’.  As an architect I’ve honestly never seen a laminate backsplash go to the underside of the cabinets….ever.  The whole situation would make me very nervous; I’ve worked with good contractors, and I’ve worked with not so good contractors.  Unfortunately, the projects with not-so-good contractors always have problems down the road that usually turn into huge headaches.  No house is going to be perfect, but since it’s new construction you should have had the chance to make it what you wanted – it just seems weird.

    Post # 9
    Member
    549 posts
    Busy bee
    • Wedding: October 2010

    I say go for it… it sounds like a great deal, and other than the water, as though most of the issues have been more of a cosmetic nature than a physical one.  If you would have to out your future plans of having a dog and a baby on hold, for a few years especially becuase of cosmetics of the house, you may become more resentful and upset over that than if you just went ahead with the house.  i agree that you need to put this all in writing… I’m not sure if you have a lawyer for the official closing of the house, but they can help you draft up a letter with your concerns, and then have the builder sign it, guaranteeing that the repairs will be made.  Covers yourself in the future if they aren’t done, and you have any difficulties because of it.  Around the water issue, definitely get something in writing that it will not be an issue, so then you have some legal backing if the water becomes an issue in the future.  We are building a new home right now, and have been told by the builder, and confirmed with my uncle (who builds homes) that sometimes there will be water for a few months around the foundation, but will dry up as the house settles.  If the water is getting into the house… that’s another story.  GET IT IN WRITING!!!

    Post # 11
    Member
    1408 posts
    Bumble bee
    • Wedding: September 2010

    I think that if you go forward, you first need to bring a lawyer into it. i’d sit down with a lawyer who knows about stuff like this (one has to exist somewhere!), tell him/her what’s-what and see what they say. It may come down to you simply using a lawyer to lean on the company to get what you want. Especially if they’re leaving you with standing water patches in your yard! That could get into the house and rot it! Bad bad bad! If you can’t afford a lawyer, then frankly, I’d walk away. Save your money. Sure $165,000 is a great deal for a new home that big, but if the construction is shoddy and you end up having to dump the property or dump More work into it, that $165 could easily become $300,000+. Not good! Also- I agree with you, that backsplash is Fugly! What a way to ruin a kitchen!

    Post # 12
    Member
    4123 posts
    Honey bee
    • Wedding: October 2010

    My biggest concern with the backsplash is that it doesn’t go all the way up in the stove area! If you do go through with this, I would bring a lawyer into it, or try calling one of the local consumer reporters on the news…. I’m from Houston and have seen and know a lot of “custom home” or “builders” and this seems ridiculous.

    Where is your Fiance when dealing with the builder? Sadly, you’ve probably already shown “weakness” and now they are really walking all over you. I think you need representation to stand up for your interests.

    In Houston, you DONT wan’t flooding or standing water! Really… the kind of storms you get… no way! I didn’t vote, because I wanted to say “other: Fight to the end before just “giving up.” If getting a “ball breaker” to deal with the contractors doesn’t work, than walk away…. but don’t just give in to them or give up!

    What area of Houston is this? Feel free to PM me, but I’d love to know the area and builder giving you issues.

    The good news, is that $165k can get you a ton of house in Houston! If this does fall through, you can even get a ton of house for less than 165k…. have you considered getting a FHA on a house in the low 100s? Many of the FHA loans (especially on a house that “cheap”) don’t require too substantial of a down payment… 

    Post # 14
    Member
    3041 posts
    Sugar bee
    • Wedding: May 2010

    I read your post yesterday & thought you should just close, but after reading today’s posts, I voted to walk. But only if they don’t really try to work with you. They sound like they’re gonna try something. If they say “there’s nothing we can do…” than walk!

    It looks like the construction manager is now realizing he can’t just walk over you. I wouldn’t work with someone who 1st says “we can’t change things” to “if you pay someone, they can do that” to when you threaten to walk “ohh ok I’ll help you now!”. Sadly, there are people who are like this. Good builders would want to make you happy. What’s the point of building a home if you can’t choose things??

    I would make an outline of every single thing you want done/changed to the house, or say you won’t close. Make sure they address everything. Bring a friend who will help stand up for you if they’re not taking you seriously.

    I would also have them completely resolve the standing water issue. It can cause rotting & other things that could really hurt your home. I’d have them sign something saying they fixed this, so IF that standing water hurt your house, they would be responsible for any damage caused by that. I’m not sure if you can do that, but I’d vote to try that.

    They also should give you a warranty, that if something breaks or doesn’t work or something, THEY pay to fix it, not you. I would also photograph the things they didn’t do a good job at, & also take pics of the standing water spots. Then keep those pics somewhere safe that shows the kind of job they did.

    Post # 15
    Member
    112 posts
    Blushing bee

    To me the backsplash isn’t a huge deal. I do agree it’s ugly and I wonder why it doesn’t go all the way up above the stove, but it’s something that can be easily changed down the road. However, you’re going to have to deal with these people for years and the underlying communication issues would make me have second thoughts. I settled for many things when buying an older house, but believe you should get what you want (within your budget) when buying new. 

    The topic ‘To Close or Not To Close…’ is closed to new replies.

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