(Closed) to move or not to move, that is the question

posted 5 years ago in Home
Post # 3
Member
8042 posts
Bumble Beekeeper
  • Wedding: December 2013

@mkelove:  I would move, but I would also make sure that you account for the extra costs in your budget – like eat out less or whatever to make sure you balance. If you’re taking out a loan you should probably be extra careful w. money anyway so you can pay it off ASAP.

I think it’s important to live somewhere that isn’t a hell hole. A year can be a long time!

Post # 4
Member
5547 posts
Bee Keeper
  • Wedding: December 2011

If you are taking out a loan for your wedding then I think it would be hugely irresponsible to move and increase your required payments per month. If you already can’t pay for the wedding you want how will that be helped by living in a more expensive apartmemt?

Post # 5
Member
6215 posts
Bee Keeper
  • Wedding: August 2013 - The Liberty House

I would move, but be pinching pennies like crazy

Post # 7
Member
3461 posts
Sugar bee
  • Wedding: May 2012

Heat can be really expensive.  Do you have a ballpark idea of how much the utilities would be for this new home?  Moving can also be expensive.  Even with scrounging up used boxes, packing yourself and moving yourself, you still need to rent a truck and pay for lunch for helpers.  I would budget out everything that the move would cost, down to the rolls of tape, add 10% and then look at it again to see whether it’s still worth it to you.

I would also suggest taking a few weekends to declutter.  I feel really tight in our current apartment and I’ve been on a mad decluttering streak and found that doing this has really helped me mentally feel like the place is still home.  Getting rid of the physical weight & clutter = less mental weight & feeling of a need to move.  If you want advice/a shoulder to lean on/voice to cheer you on, PM me.  I will send you pictures of the “crap closet” I’m working on in return!  (DH saved there: 9 year old paint, flooring to an old kitchen, and dried paint rollers, among other items.)

But, ultimately, I wouldn’t take out a loan for a wedding so I think we have very different approaches to money.  I can’t really imagine moving and increasing cost of living expenses when I’m already overbudget (in terms of needing a wedding loan).

Post # 8
Member
3583 posts
Sugar bee
  • Wedding: August 2012

@mkelove:  I am deeply affected by my environment so the move is a no-brainer.  Plus, change is good.  Maybe find a cheaper cable package, cell carrier, etc to make up the difference.

Post # 9
Member
9142 posts
Buzzing Beekeeper
  • Wedding: November 2013 - St. Augustine Beach, FL

Moving is expensive.  Deposits, movers, stuff you buy when you move even though you probably don’t really need it, etc…  Not to mention your rent is going up by another $110 a month (approx $1320 for the year.)  My estimate for moving next week (into our first couples apartment since we started living together in October 2010) is $2400 (first, last, security management fee, and pet fee.)  We are also probably going to have to spend $100-200 for movers to move our king sized bed and mattress and highboy.

Is the environment where you are that bad?  I hesitate to recommend moving when you are already taking out a loan to pay for your wedding.  However, I have lived in cruddy situations a few times over the years and I know the strain it can put on a relationship.

I would do a pro’s and con’s list for both places (including the added expenses of moving versus the amount of stress if you stay) and rank them to figure out what your best option is.  We ended up putting our wedding off two years from our engagement and living with roommates so we could save money on rent and utilities.

Post # 11
Member
389 posts
Helper bee
  • Wedding: July 2010

The bottom line is you need to create a monthly budget. Are there other things that you can cut out in order to fund the new apartment and your loan repayments?

I think it would be really irresponsible and not a good way to start a marriage to move into something that you really can’t afford. Priority number one should be paying down your debts.

Post # 13
Member
3461 posts
Sugar bee
  • Wedding: May 2012

@mkelove:  It sounds like it’s annoyance issues in your apartment, not habitable issues.  You don’t, after all, *need* a microwave or dishwasher, although you do, I think, need an appliance capable of heating food.  But if it just doesn’t look pretty anymore that’s different than it doesn’t work.  If it’s habitable issues you could try calling a health inspector (mold? with the water spots) to force them to correct it, or withhold rent.  I’d look up the renter’s laws in your state and do a little research.  Often the squeaky wheel gets the grease.  I’ve been that annoying renter who calls up and quotes statutes that require them to provide heat of a certain amount to me in daytime versus nighttime and gotten them to do (a little) something about it.

Post # 14
Member
10367 posts
Sugar Beekeeper
  • Wedding: September 2010

Have you really outgrown your space, or are you just holding on to stuff you don’t actually use/need? My husband and I lived in 650 sq ft easily for 3+ years, and only moved because we wanted to go from MA to CA…not because it was too small.

Is $110/mo a large sum to you guys? Is that money saved a large percentage of the total needed to break even with the wedding? If it is, I would stay in the current place. If not, i’d move.

Post # 15
Member
10367 posts
Sugar Beekeeper
  • Wedding: September 2010

Oh, and as far as appliances, water issues – I know in the cities i’ve lived, you can call an insector, and they come for free and require the landlord to fix things up to code within a certain time frame or face fines. I’d definitely try that route before shelling out $$$ to move.

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