(Closed) to ttc or not

posted 8 years ago in Babies
Post # 3
Member
1645 posts
Bumble bee

I’m confused. Are you wanting to have another baby to make it easier for a visa? Or are you really wanting to have a baby but facing having to put it off because it will take a year before you can have health coverage…?

Post # 4
Member
1944 posts
Buzzing bee
  • Wedding: June 2009

Every insurance is different. Some may have a waiting period for coverage some may not. From my experience, I’ve never had insurance where there was a waiting period for maternity coverage, only for short term disability coverage that pays you a percentage of your pay while on leave. In my opionon if you have so many concerns as to why it would be better to wait, then you probably should. Yes, there is never really the right time, but if you have alot to face already, why push it by adding a pregnancy/baby into the mix?

Post # 6
Hostess
18637 posts
Honey Beekeeper
  • Wedding: June 2009

I don’t think most insurances have a wait period for maternity coverage but personally, I wouldn’t want to have my baby alone in a different country than my husband.

Post # 7
Member
2867 posts
Sugar bee

@MrsSaltWaterTaffy:  I definitely agree, different countries would be too tough.  I really think you should postpone.  I’ve heard people getting burnt by not getting pregnancy coverage BEFORE they get pregnant.  The U.S. does suck at maternity time off, another thing I’m jealous of Canadians–the other being Banff.

Post # 9
Member
2867 posts
Sugar bee

@TammyLynn12:  Given that you’ve already have children, I wouldn’t think you would have issues conceiving and there are options out there.  I know the whole clock thing is a concern, but 35 isn’t terrible and there are tons of resources out there to pinpoint when you’re ovulating!  I just wouldn’t want you to go bankrupt when you’re in a new country.  Believe me, that’s an issue here.

Post # 10
Member
3587 posts
Sugar bee

In the US, if you have private insurance(not through your job, just on your own), there will be a waiting period. I’d want to make sure the insurance thing is in tact first. I hope everything works out.

Post # 11
Member
10366 posts
Sugar Beekeeper
  • Wedding: September 2010

I think you should wait so that there are not citizenship ambiguities with the baby.

Also, as a PP said, private insurance (people who are self-employed or who work for smaller companies have that) will have a waiting period. If you or your husband get insurance through a larger company, that shouldn’t be an issue.

So sorry you’re having to trade down to a sh!tty healthcare system. Sigh. Canada is so far ahead of us in so many ways!!

Post # 12
Member
4137 posts
Honey bee
  • Wedding: May 2011

private insurance policies most of the time do have a waiting period for maternity coverage. if the insurance is employer-sponsored, there is no waiting period.

Post # 13
Member
44 posts
Newbee
  • Wedding: September 2010

I think you should wait.

My question is…if you AND your Fiance want a baby, then why would you have one when you are not even living together? You say he is 8 hours away?

Are you willing to take away the baby/daddy bonding they would have by living so far apart? If it were me I would want my significant other to actually be able to be apart of my childs life.

You are going to take so many memories away from your SO by not having him there. And if this is the only child you have together, he will never have those moments.

I think it would be selfish on your part to get pregnant now. Your husband and your baby will miss out on so much together.

The topic ‘to ttc or not’ is closed to new replies.

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