(Closed) Travel/stand in rings–insurance

posted 4 years ago in Rings
Post # 2
Member
1613 posts
Bumble bee
  • Wedding: May 2018

I took a silicone ring on the cruise last month because I knew Fi and I weren’t doing cruise shore excursions so we were going out own way and also,  I love my ring and would have really worried about losing it. Its not worth a lot of money,  but I would really miss it. 

Post # 3
Member
8480 posts
Bumble Beekeeper
  • Wedding: August 2012

I usually just wear a band if I’m traveling.

I did have a 2 carat yellow stone ring from berricle that I wore (when I was traveling somewhere super safe), but so many people thought it was real and commented on it that it made me uncomfortable lol.

Post # 4
Member
382 posts
Helper bee

View original reply
impatientwaitingbee :  I wear my engagement ring when traveling within the US. For trips abroad, I may wear a gold band only to avoid the risk of losing my engagement ring. 

Wearing a stand in type of ring that looks like a diamond/precious gem is not something I would do if traveling somewhere where getting mugged is a major concern. In that case I’d stick with a simple band just to avoid attracting attention. 

I’ve never filed a claim, but I used to work for a department that processed jewelery theft and loss claims. Most of the time we would use the appraisal details to determine replacement value for the ring and write the customer a check for that value (up to the insured amount).

For certain things (usually very high dollar items) we were required to write the check to the jeweler who was providing the replacement item, and the jeweler would then provide the item to the customer. 

Post # 6
Member
1242 posts
Bumble bee

 I do not have a stand in or dummy or travel ring.  I wear my ring everywhere I go.  Unless my hands are swollen or something.  I’ve never lost a diamond or ring.

For me the safest place for my ring is on my finger, no matter where in the world my finger is.  That might be different if I was major into weight lifting or pottery spinning or some other physical thing where my ring could be in the way.  

Post # 8
Member
1031 posts
Bumble bee
  • Wedding: May 1999

I am so worried I would lose my ring when traveling that I never wear it on vacation. I wear cheap CZs and don’t have to worry

Post # 9
Member
780 posts
Busy bee

My husband and I travel a lot and the only time I haven’t worn my engagement ring on the trip was when we went to Africa. I left it with my mom, haha. (Yes it’s insured. We used to have it thru Jewelers Mutual because it was too expensive to insure with a rider to either our homeowners or renters insurance, but since buying a more expensive home, it’s covered under our homeowners policy now.) 

Post # 10
Member
3668 posts
Sugar bee
  • Wedding: March 2017

We wear silicone rings when in the ocean, lake, pool, etc. 

We lock our rings in the safe at the hotel when we aren’t wearing them. I have a travel jewelry case that I put in the safe. 

Post # 11
Member
98 posts
Worker bee

I have a dummy ring!!!  Fiancé actually proposed

with the dummy as he proposed at the top of a mountain on a ledge sticking out 4,000 feet above the ground in yosemite on a four day backpacking trip, and I am clumsy lol. 

 

THANK GOD HE DID BECAUSE AS SOON AS WE GOT BACK TO SAN FRAN I LOST MY FUCKING DUMMY RING IN A PARKING GARAGE FOR OVER TWO HOURS BEFORE FINDING IT.  and! I didn’t even know it was the dummy at the time (it was like a size and a half too big). 

 

It looks nearly identical to my “real” ring–CZ stones in rose gold. Replica Cost about 150 as opposed to the the 12,000 actual ring. 

 

 

Post # 12
Member
2917 posts
Sugar bee

I have a 2.7 carat sapphire surrounded by .7 carats in a halo so I feel like my ring is more of a statement than your average ring. Soon after we got engaged I found a cute stand in set for travel. It was under $10 at Kohls by Lauren Conrad. I just liked how unique it was. 

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However, after having my engagement ring (and now wedding band) for over a year and a half, I never switch it out. We’ll be leaving on our honeymoon soon to Europe and I’m just going to wear my original set. I don’t like being without it. If I know I’m going to the ocean to swim or if I’m getting in our apartment’s hot tub, I’ll wear my Lauren Conrad ring as a stand in.

Post # 14
Member
701 posts
Busy bee
  • Wedding: July 2018

We both have several silicone rings. I have one by Enso and my favorite is by Qalo. My fiance only wears silicone rings because of his job, and he has Enso, Qalo and Groove. His favorite is the groove. I wear mine at the barn, gardening, and at the gym. He doesn’t even want/have a metal ring, we’ll be using his Groove ring for the ceremony. 

Some day I’d like to get a bezel set moissy as a travel ring, but I don’t really know if there’s a reason for that, because my ring is insured everywhere in the world. I am just super paranoid about hurting my ring because it’s so sentimental. 

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