Post # 1
Hi ladies. Looking for some insight on medical insurance. My fiancé is just 3% Away from the body fat cut off for enlisting. It’s always been a dream of his, and has been tricky timing with having a GED.
We are going to have JoP marriage before he leaves due to the fact that we have a child and one on the way. He is the main income and supports us financially right now.
Im curious about the health care, and maybe this is a question for a recruiter or someone in DEERS, but I have some complicated liver issues. My understanding is the medical coverage is very good. However I need flexibility in being seen off base if that is where a better specialist is available. Also a lower deductable and lowest out of pocket. Is there a better option for medical coverage for us in this case? I think there’s Prime and then a more standard option or just tricare or something? I had an informational packet on it all its lost somewhere LOL.
appreciate any tips anyone has (:
Post # 3
Post # 4
- Wedding: November 2012 - Country Club
Hi! I’m an Air Force wife so I have Tricare. When it comes to Prime, depending on where you are stationed they will refer you off base if they don’t have what you need at the medical facility on base. Being a dependent you will have the option to have Standard, but you will pay a higher monthly insurence fee and may have copays or a percentage of the total bill, but you will be able to pick ANY doctor you want. In network doctors are obviously a lot cheaper than out of network. You can find all of this information including in network doctors and fees on their website, hope this helps!
Post # 5
- Wedding: November 2014 - The Celebration Farm
I’m not the best source of information as I don’t use Tricare but I do work in a medical facility and submit all the insurance claims. I will tell you that you’ll have a deductible. I’ve also heard that the copays or cost share are much lower when you seek treatment on base versus off base. For instance, I work in a mental health facility. Most patients with Tricare have to pay around $15-$26 per visit as their cost share. We had a young girl with Tricare come in to get tested for ADD and her mother said it’s far more complicated when getting treatment off base. Just thought I’d give you a heads up on that. I’m guessing with a liver disorder you’ll likely need to be seen off base at some point so I’d definitely ask somebody to thorougly discuss the options with you.