(Closed) TTC/Having a baby without having $$$ saved up?

posted 7 years ago in Babies
  • poll: Would you/are you TTC or currently pregnant, and don't have tons of $$$ saved up for baby?
    Yes, we planned to have a baby without having a baby fund beforehand : (68 votes)
    44 %
    No : (65 votes)
    42 %
    Yes, we had an unplanned pregnancy, & weren't working on a baby fund beforehand. We're struggling : (5 votes)
    3 %
    Yes, we had an unplanned pregnancy, & weren't working on a baby fund beforehand. We're doing fine. : (15 votes)
    10 %
  • Post # 48
    686 posts
    Busy bee
    • Wedding: October 2016

    Me and Fiance are putting aside money towards pension, house and future kids. It’s not that much, but a little goes a long way. When I had my son, it was unplanned but I took it as it came, and got a little savings up so I could afford getting the necessities. Also, I had a lot of help from my family since I was alone. 

    I think it all depends on the financial situation! 

    Post # 49
    1766 posts
    Buzzing bee
    • Wedding: April 2011

    We don’t have a specific baby fund, but we have savings in the bank.  Darling Husband has been putting some extra money away for the kid’s college fund long before we started TTC. At the end of the month, we still have money left.  I’m putting money away right now because I know I will be on half my salary during my maternity leave. Darling Husband can always pick up extra work when money is getting tight.  We’re good.

    Post # 50
    2775 posts
    Sugar bee
    • Wedding: April 2010

    We didn’t plan on waiting until we had a certain amount of money saved up, but we did want to pay off some debts and generally be in a more comfortable place financially before TTC.

    I got pregnant unexpectedly, and though financially we aren’t where we wanted to be, we have stable jobs and own a home, so I know we’ll be okay.  It’s true that there’s never a perfect time; no matter how much money you have you’ll always think you need more.  We are definitely making an effort to cut back our spending, and we’ll be getting a lot of hand-me-downs for baby stuff.

    The topic ‘TTC/Having a baby without having $$$ saved up?’ is closed to new replies.

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