(Closed) US health care question: what happens if…

posted 7 years ago in Wellness
Post # 78
Member
8434 posts
Bumble Beekeeper
  • Wedding: April 2013

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@MrsPanda99:  Well its good, cheap or fast…and we only get to pick 2 lol

Post # 79
Member
11736 posts
Sugar Beekeeper
  • Wedding: November 1999

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@RainStorm:  glad to hear your husband could get the treatment he needed. Hope he is doing well now. 

 

Post # 80
Member
4654 posts
Honey bee
  • Wedding: August 2013

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@MrsPanda99:  I think it’s a perecentage thing, so they probably would reduce it by that percentage (the percentage is on a sliding scale by your income. My income at the time was 0 so I got the maximum percentage discount) but obviously that would help less if it was a way bigger bill. Also, there was a condition on this discount that the full balance (post-discount) be paid within a certain time period which would obviously be harder to agree to with a bigger balance.

So… they would probably try, but the situation would be harder. I think most people in that situation just end up with massive debt/possible bankruptcy.

Post # 81
Member
11736 posts
Sugar Beekeeper
  • Wedding: November 1999

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@MrsPanda99:  it’s not pretty! I’m not necessarily anti-universal health care system, I just don’t believe it is the solution to the problems inherent in the US system. We can switch to a national system all we want, but the issues we have will remain. There are a lot of moving parts and the transition to a truly universal delivery system (vs. health insurance for all which is the direction we’re moving now) would be very, very difficult at this point and require very drastic changes that physicians and insurers would not be okay with.

Post # 82
Member
12244 posts
Sugar Beekeeper
  • Wedding: May 2013

She had insurance, but they refused to cover her $250,000 (medically necessary) proceedure, saying that she should go with a much cheaper alternative (that her doctor said was not in her best interests). So we did fundraising in the community for $150,000, and had $100,000 left over. My parents actually had to pay for a $250,000 proceedure!

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