(Closed) Vent–I feel like I was tricked (regarding credit/financing)

posted 6 years ago in Wellness
Post # 3
Member
1347 posts
Bumble bee
  • Wedding: July 2010

Ooof! That sounds super shady to me. That’s odd that the reviews were positive but I would definitely add my own if I had that experience. I’m glad you’re able to cancel it… so stressful. 

Post # 4
Member
963 posts
Busy bee
  • Wedding: August 2011

That’s awful that they did that. Obviously it’s buyer beware and you really should never sign anything unless you truly understand it. But I do think they crossed a line and were being super shady. I’d definitely leave some negative reviews to warn future patients. Is there anyway you can contact the finance company and complain to them? They probably wouldn’t be happy that this practice is giving them a bad name by using shady tactics. Also, make sure you follow to confirm that the loan really gets cancelled.

Post # 5
Member
3771 posts
Honey bee
  • Wedding: August 2013 - Brookfield Zoo

Ugh that sounds horrible.  Make sure you keep on them about cancelling the financing… if you can’t get it resolved you might want to contact the financing company too.  And agreed, make sure you review them.

Post # 6
Member
1330 posts
Bumble bee

If you are approved for financing with one company,  I don’t understand why you cannot go to a different doc and still use that company. Did you talk to the finance company and explain?

I would also review them negatively on as many sites as possible, and call the BBB.

Post # 7
Member
7779 posts
Bumble Beekeeper

I would contact the BBB and pursue credit fraud. They were not up front with you.

Post # 9
Member
264 posts
Helper bee
  • Wedding: August 2013

Wow that is really shady. I’m sorry you’re having to go through this.  It sounds like an honest mistake on your side and some deciet on theirs. They definately should have told you verbally what you were signing as a best practice, even if you read it. I’m already paranoid about reading everything very carefully before I sign anything, but stories like this remind me why that’s so important.

Post # 10
Member
7174 posts
Busy Beekeeper

@Miss Sorbet:  ugh!  what a horrible experience!   I’m sorry they were not upfront with you and I bet they trick people like that ALL the time.  I am not one to ask “what am I signing” when presented with stuff like that – but your post will help me remember to ask and triple check.

I’m 99% sure CareCredit is what Darling Husband used for some emergency dental work a few years back – and I remember thinking their statements were really odd (not as straight-forward as they should be).

You may need to make a ton of calls, but do NOT give up – and ask to speak with a supervisor (or that person’s supervisor) until you get some answers!!!

Post # 11
Member
10572 posts
Sugar Beekeeper
  • Wedding: January 2011

Ugh!  I would definitely report them!

As for going elsewhere, could you possibly get a better rate at a bank or a credit union for financing?

Post # 12
Member
1330 posts
Bumble bee

Good luck and looking forward to a positive update!

Post # 13
Member
6256 posts
Bee Keeper
  • Wedding: March 2014

Maybe you could secure a loan from the bank in lieu of using their services. But I wouldn’t go back to those people. SHADY….

Post # 14
Member
1747 posts
Bumble bee
  • Wedding: May 2012

@Miss Sorbet:  Wow. That’s outrageous and not right at all.

 

Post # 16
Member
37 posts
Newbee
  • Wedding: March 2013

Hey — Care Credit approval isn’t doctor specific.  You can use it with any doctor that is in the network.  99% sure.  I would be concerned that them saying it is “cancelled” would still show up on your credit as an inquiry…

The topic ‘Vent–I feel like I was tricked (regarding credit/financing)’ is closed to new replies.

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