(Closed) WARNING on credit card use on the interenet

posted 8 years ago in Money
Post # 3
Member
2695 posts
Sugar bee
  • Wedding: February 2008

ugh I’m on the phone with Amex fraud alert people right now – apparently someone got a hold of my card and tested it with a few small $1 charges….

Post # 5
Member
5262 posts
Bee Keeper
  • Wedding: June 2012

It’s definitely important to be aware no matter what! My parents refuse to do online banking or purchasing for security reasons, and yet they had their credit card info stolen while checking in at a hotel. It can happen in so many ways, everyone should keep an eye out for irregular charges. 

Post # 6
Member
1385 posts
Bumble bee
  • Wedding: July 2010

Good post- keeps us on our toes :o)

Post # 7
Member
173 posts
Blushing bee
  • Wedding: December 2013

too late for me though.i use my SO credit card cause i just havnt made the effort to get mine.i would pay him in cash if i was actually paying for it myself.i had my 2ndry address be a so called friend who lives in the states cause i dont live in the states ..anyways to make a long story short am not saying its her(the bills and the items would go to her house and then she’d forward to me) or if its was due to shopping online. he is now paying a credit card bill of 10,000.(us 5,000)he has to pay it to keep his credit.he mentioned it to me but didnt go into details.the bank is now investigating.i cried when i heard the amount.he didnt even blame me.we’re just wondering if its the friend cause she cant be trusted(ur probably wondering y i trusted her in the 1st place) the card no. dont show on the bill so i thought it wouldnt make a difference.

just be careful when shopping or trusting ppl

Post # 8
Member
3124 posts
Sugar bee
  • Wedding: December 2009

@mrsjellybean – you should use a regular credit card and not a debit card. While you probably won’t be responsible for more than $50 (most places will be $0 for fraudulent charges), why would you chance it with your actual cash? Use a credit card and pay the balance and you have 30 days to catch any fraud, vs figuring it out the hard way and having to deal with overdraft fees too.

Post # 9
Member
234 posts
Helper bee
  • Wedding: November 2010

yep just happened to my FH about two saturdays ago and this past saturday we got a letter telling us about a $250 charge that didn’t go through. we never charged anything for that amount and the reason it didn’t go through is because a few days prior we were notified by our bank that something strange was going on and they told us we should cancel the CC. good thing we did!!! i’m sooo scared of shopping online now!

Post # 10
Hostess
18637 posts
Honey Beekeeper
  • Wedding: June 2009

I have 4 of my cards stolen.  The credit cards were a snap to get the charges removed and get new cards issued but if you get money taken out of your debit card, it is a complete pain to get back!  All credit cards should be able to cancel the charges and not charge you anything but just be careful about viruses.

We only use debit cards to get cash out and not very often (and not at ones outside of banks) and use credit cards for all purchases.

Post # 11
Member
333 posts
Helper bee
  • Wedding: June 2010

I had my debit card number stolen a few years back as part of a big credit ring working out of resturants (not online!).  I did get all my money and charges back but it was a pain (policy report, notarized paperwork, etc).  Since then, I only use my debit card to get cash at local ATMs and my CC’s for all my purchases (paid off at the end of each month).  There are protections in place for fraudulant charges but you will have to jump through the hoops. 

A note on online security (my Fiance is in IT), do not check your bank accounts, etc from a non-secure wireless internet connection.  Hackers can actually steal your information this way.  It is also why it is important to protect your home wireless. 

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