(Closed) Was your ring fully paid for when you got it?

posted 7 years ago in Rings
  • poll: What was the "status" of your ring when he proposed?
    Completely paid for : (260 votes)
    76 %
    Still being paid for : (73 votes)
    21 %
    Other : (11 votes)
    3 %
  • Post # 3
    Member
    5786 posts
    Bee Keeper
    • Wedding: May 2011

    Mine was completely paid for but only because he negotiated the price lower by offering to pay in cash. As long as you aren’t taking on tons of debt to buy a ring I don’t see why it has to be completely paid off in order to propose. Him making payments for 1yr at 0% interest wouldn’t make the ring seem any less “mine”

    Post # 4
    Member
    84 posts
    Worker bee
    • Wedding: October 2011

    He put 2K down and put the rest on an interest free credit card.  It was paid off before the promotion went away.

    Post # 5
    Member
    685 posts
    Busy bee
    • Wedding: October 2011

    Mine was paid for when I got it. I wished he used the credit card (and pay it off) so we could rack up points and get cash back.

     

    Post # 6
    Member
    606 posts
    Busy bee
    • Wedding: August 2013

    Our situation is a little unique because Fiance is in law school. He saved up enough $$ to pay for the ring over his summer position in a firm but to make sure he had a cushion should anything happen he paid 80% and the jewler is allowing him to pay the rest in monthly increments for 12 months. So while he could pay it off tomorrow this way it spreads it out more and is easier on his savings account 🙂

    I still consider the ring 100% mine because he or I could pay it off tomorrow if we wanted 🙂

    Post # 7
    Member
    358 posts
    Helper bee

    My fiance paid in full before giving it to me. But he only paid 3/4 of it on his own, the other 1/4 was from cash loaned to him from family member. He paid that cash back within a few mos.

    Post # 8
    Member
    2947 posts
    Sugar bee
    • Wedding: March 2012

    All paid for. He had been saving for months.

    Post # 9
    Member
    2947 posts
    Sugar bee
    • Wedding: March 2012

    @cutexkitty: My Fiance put it on his card to earn miles and paid it off the next week. 🙂

    Post # 10
    Member
    3000 posts
    Sugar bee
    • Wedding: July 2012

    He paid for it in full on his credit card, which gets paid off fully every month.

    Post # 11
    Member
    5423 posts
    Bee Keeper
    • Wedding: November 2012

    Fiance paid for mine through a wire transfer.

    I don’t think he ever thought it wouldnt “feel mine”.  He just hates having any revolving debt if he can avoid it, plus he saved for it.

    Post # 12
    Member
    1144 posts
    Bumble bee
    • Wedding: November 2011

    My FH paid for it in full and we paid for our wedding rings in full also.

    Post # 13
    Member
    10288 posts
    Sugar Beekeeper
    • Wedding: October 2011

    Yep. We don’t believe in unnecessary debt and we consider an engagement ring to be “unnecessary”. We saved for the ring and purchased it when we were able to cover the entire cost. 

    Post # 14
    Member
    7587 posts
    Bumble Beekeeper
    • Wedding: December 2010

    Fully paid. Didn’t want it any other way.

    Post # 15
    Member
    3618 posts
    Sugar bee
    • Wedding: November 2011

    Fiance paid for mine in cash so he could get a cash discount.

    Post # 16
    Member
    3375 posts
    Sugar bee
    • Wedding: October 2011

    Completely paid for. After all once you get the ring, there’s lots of other money drainers (wedding) on the way. The ring should be paid for if you ever hope to have a debt free wedding.

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