(Closed) Was your ring paid for when you got engaged?

posted 10 years ago in Rings
  • poll: Did your FI save before he bought the ring, or is he still paying on it?

    That baby is all paid for!

    He paid a little, and financed a little.

    Nope, still payin!

  • Post # 16
    Member
    7581 posts
    Bumble Beekeeper
    • Wedding: December 2010

    DH used his tax return. So all paid for.

    Post # 17
    Member
    3221 posts
    Sugar bee
    • Wedding: August 2011

    It’s paid for 🙂 

    The major thing that I expressed to Fiance is that I didn’t want him to add to his (already quite large amount of) debt. So he paid it in full!

    Post # 18
    Member
    5667 posts
    Bee Keeper

    My Fiance put down a good chunk (maybe half?) and took advantage of Tiffany’s 0%-for-one-year financing for the rest. It’ll be paid off before the wedding. It didn’t make sense to him us to wait to be engaged when we could get the 0%.

    Post # 19
    Member
    1909 posts
    Buzzing bee
    • Wedding: October 2011

    View original reply
    @BeanPod: How sweet!

    Post # 20
    Member
    477 posts
    Helper bee
    • Wedding: March 2011

    DH makes all of his major purchases in cash.  He actually ended up getting a discount because he argued they wouldn’t have to pay any credit card transaction fees by paying in cash.  (I think the jeweler agreed to eat the transaction fee and split the sales tax with DH for like an 8% discount?)  The nice thing was he got them to give him the same discount when he went back for my wedding ring.  I have no idea how much he paid for either, but before he scooted me out of the store, I overheard him say “SO I assume we’ll be getting the same discount for paying in cash?”  

    Post # 21
    Member
    2104 posts
    Buzzing bee
    • Wedding: July 2011

    Engagement Ring and wedding band paid for (e-ring was being custom designed, so he proposed with my wedding band).

    Post # 22
    Member
    6889 posts
    Busy Beekeeper
    • Wedding: March 2012

    We put I think half down and financed the other half. They offered a no interest for a year kind of thing, so as long as it was paid before the one year was up we were good. So we did that, instead of paying ALL that money at once. If there had been an interest possibility, we may have done something different. However, there wasn’t. 🙂 Yay. Lol. We are paying in full for both our wedding rings though.

    Post # 23
    Member
    135 posts
    Blushing bee
    • Wedding: June 2012

    mine was all paid for, and Fiance was very proud of himself for that. as was I for him/us. It was important to him to pay for it all when getting it and I had no idea. He did not want to have payments and says that’s why he waited so long to ask. he wanted to years ago, but did not want to until he was in a financially stable place.

    @BeanPod – that is so sweet..I got chills.

    Post # 24
    Member
    2392 posts
    Buzzing bee
    • Wedding: September 2011

    Other – we picked out the ring together and didn’t have a proposal.  He paid for it cash at the store (well, actually he paid via credit card but paid off the balanace at the end of the month, but effectively the same thing).  We were originally thinking of getting a costumey/token ring in the $100 range, but ended up picking something semi-precious and significantly pricier, but still significantly less than the amount he had in the bank at the time.

    Post # 25
    Member
    1398 posts
    Bumble bee
    • Wedding: May 2012

    The one thing I put my foot down on, was that when he got my ring, he had to pay for it in full, no financing, and that it not cost more than one paycheck, for him. We are working very hard to buy a house and I did not want us incurring more debt, and didn’t want him to pay thousands, when I would be just as happy with a ring he spent hundreds on. He did good.

    Post # 26
    Member
    1867 posts
    Buzzing bee
    • Wedding: March 2012

    Mine isn’t paid for.  I was really hoping it would be paid off before the wedding, but I don’t think that’s going to happen.  I have no idea how much it cost, but he said it won’t be paid off by March.  It kind of stinks, but I do love my ring!

    Post # 27
    Member
    685 posts
    Busy bee
    • Wedding: October 2011

    It’s all paid for the day he picked it up. I would have a hard time accepting it if it wasn’t paid for. When we talked about ring, he knows what I want:

    1. Type of ring

    2. Paid in full

    3. Has enough money left over for wedding

    4. Has enough money left after the wedding for rainy day. 

    Post # 28
    Member
    4605 posts
    Honey bee
    • Wedding: March 2014

    It’s paid for. FH had been saving money and got a little extra and we bought a ring that fit our budget.

    Post # 29
    Member
    1961 posts
    Buzzing bee
    • Wedding: August 2012

    Mine is paid for.  He fincanced it a bit, but he paid it off two months later.  I told him I didn’t want a ring that was going to be too expensive though.  My mom almost lost her ring because my step-dad had some money problems after having a back injury. They could not afford to keep up with the payments.  I never wanted to worry about somebody trying to take my ring back.

    Post # 30
    Member
    4410 posts
    Honey bee
    • Wedding: December 2010 - Savannah, GA

    DH used his credit card to get my ring, but he doesn’t believe in carrying a balance on his card, so it was paid off as soon as he got the bill.  If he hadn’t had the cash to pay it off, then we wouldn’t have gotten it. 

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