Post # 45
My ring isn’t paid for yet. When he bought the original setting and stone he financed it, but he had it paid off in 6 months before any interest was added. When we got it reset (about 9 months after he bought it) we went to a different store and he opened a line of credit so he has a year from any purchase to pay it off without any interest. We only have a couple more months left before it’s all paid off 🙂
Post # 46
I don’t believe in going into debt and putting luxury items on credit cards. My husband wanted to put a diamond on credit when we were engaged and I said “Hell no!” We bought a CZ ring and paid cash 🙂 If you can’t afford it, save for it.
My new ring that I have now is also paid in full.
Post # 47
Mine was paid in full. It’s not an expensive ring – I think around $600 or $700. He has had some credit problems in the past (all fixed now, thank goodness!), so he probably couldn’t have paid on credit if he wanted to. Neither of us wanted to buy a ring he couldn’t afford, though, so he just spent some time saving, eventually got the money, and purchased it from a jeweler on eBay. Weddings are expensive enough; we didn’t need to have to pay off the ring at the same time.
Post # 48
Yup, it was paid in full. DH saved a good chuck of change for the down payment on our house and my e-ring/band. I on the other hand had to charge his wedding band during our engagement and paid it off monthly over 4 months.
Post # 49
Yea, he saved for quite a while. As a freelancer, he gets paid irregularly and so budgets differently than me, but he had a long streak of work with this one company and had planned for that money to pay for the ring. When the check came in, off he went to the store! (In a blizzard but that’s another story)
Post # 50
Paid in full. We picked it out a little over a year ago, and he went back, made a a deposit, and made monthly payments on it. He got a lump sum around christmas time, and went to pay of the remaining balance. He was adamant about not financing it, and having it paid for before he gave it to me.
Post # 51
Fiance paid in full when he bought my ring, I don’t think he ever considered financing a ring. I wanted a less expensive e-ring than the norm so it wasn’t very hard for him to pay in cash.
Post # 52
Mine was financed but paid off in 3 months, we got engaged right away so Kingy didn’t have enough time to save, with all the trips back and forth between the US, Australia, and France- it was 3 months salary though, he didn’t go out of his price range.
Post # 53
It wasn’t paid for when we were engaged. He paid it off 3 months before the wedding. He would have been able to pay it off immediately but since the jeweler he was working with offered him a discount when opening a line of credit he took advantage of that, plus having 18 months interest free meant he saved money by not paying it off immediately. I think it was a fabulous decision on his part.
Post # 54
My dad offerred to give Fiance money for it, but it was important to do it on his own. He saved for many many months and paid for it in full the day he bought it.
Post # 55
Paid in full and that’s about all I know about my precious.
Post # 56
it was my mom’s ring from her marriage to my dad, DH had it plated white gold to update the look, so it was all paid for 🙂
Post # 57
Paid in full. Fiance is very savvy when it comes to money and quite…frugal. So he saved and then purchased the ring once he saved enough. I thank God that he is good with money because Lord knows I’m not. I just like to spend. lol
Post # 58
my engagement ring was paid for in cash and we financed our wedding bands.