(Closed) Was your ring paid for when you got engaged?

posted 10 years ago in Rings
  • poll: Did your FI save before he bought the ring, or is he still paying on it?

    That baby is all paid for!

    He paid a little, and financed a little.

    Nope, still payin!

  • Post # 59
    Member
    4410 posts
    Honey bee
    • Wedding: December 2010 - Savannah, GA

    I thought I’d add, that when we bought our wedding rings, DH put both of those rings on his credit card–again, he paid the card off as soon as he got the bill.  But, since I wanted to pay for his ring myself, I paid him for his ring over time. I would have put it on layaway at the store, but they wouldn’t give me the same deal as they would if we bought it right then.

    DH said I didn’t have to pay him, because even before we got married he considered all our money “our” money, but it was really important to me that I use the money I earned myself. If he hadn’t had the money to pay for his ring, I would have waited to get it, even if it did mean not getting as good of a deal… We just don’t believe in going into debt. 

     

    Post # 60
    Member
    45 posts
    Newbee
    • Wedding: December 2010

    He paid cash in full. He always keeps a large amount of cash in his accounts and doesn’t believe in buying things one can’t comfortably afford.

    Debt is a slippery slope. For just a ring? Not worth it.

    Post # 61
    Member
    785 posts
    Busy bee
    • Wedding: July 2011

    Fiance paid for it out of pocket.  It only cost $450 though!  (Sapphire yay!)

    Post # 62
    Member
    1927 posts
    Buzzing bee
    • Wedding: October 2012

    My ring is all payed for. Fiance saved money for a few months and he got an amazing deal on it.

    Post # 62
    Member
    1369 posts
    Bumble bee
    • Wedding: July 2011

    Fiance put my e-ring on layaway because it was really the only one I was drawn to and he didn’t want anyone else snatching it up. He also wanted to avoid any financing charges, so it was paid for by the time he proposed.

    We also did the same thing with our wedding bands so we wouldn’t have to worry about financing.

    Post # 63
    Member
    1546 posts
    Bumble bee
    • Wedding: September 2012

    Fiance had the money in savings, and since he paid for my ring with a wire transfer thru his bank, the store gave him a discount, which saved him almsot $1,000. I would not have wanted him to finance anything.

    Post # 64
    Member
    35 posts
    Newbee

    View original reply
    @mwitter80: Same here! yay for tax return! haha

    Post # 65
    Member
    115 posts
    Blushing bee
    • Wedding: April 2013

    Mine was paid for in cash up front, but it wasn’t very expensive so that’s not a huge feat. I don’t know if I could live with myself if he went further into debt for my e-ring, the poor guy has enough student loan debt already!

    Post # 66
    Member
    1490 posts
    Bumble bee
    • Wedding: October 2009

    My favorite story around our engagement is how my husband was hell bent on making sure we started wedding planning with a ring on my finger. Very traditional! He saved up all of his cash from his new job he started in November to propose on Dec. 25th. So yep, he paid for it in full when he proposed to me!

    Post # 67
    Member
    540 posts
    Busy bee
    • Wedding: June 2011

    Totally paid for…He put the wedding and engagement ring on the Amex for the Delta points (paid at least 1/2 of the honeymoon) paid it off right away and paid for the diamond with cold hard cash.

    Post # 68
    Member
    275 posts
    Helper bee

    I am not engaged yet, but I know that he is saving and paying cash for it.

    Post # 69
    Member
    144 posts
    Blushing bee

     @BeanPod   He started saving after first date!  WOW!  That is so sweet and cute!!!  What a great story if you guys have kids!!!  Laughing

     

    Post # 70
    Member
    144 posts
    Blushing bee

    I am not engaged yet either, but we discuss it so I know it’s coming.  He is paying cash.  I want something very nice, so to balance out my neediness I am paying for the wedding myself.

    Post # 71
    Member
    729 posts
    Busy bee
    • Wedding: January 2012

    he knows I would have been mad if he financed it or he spent too much, so yes it is paid for, but we need a wedding band.

    Post # 72
    Member
    921 posts
    Busy bee
    • Wedding: June 2011

    Yup. Mine was all paid for up front.

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