(Closed) We got the house! Now we need to save!

posted 7 years ago in Home
Post # 3
Member
4803 posts
Honey bee
  • Wedding: August 2012

Congratulations!

It can save a lot of money to cut back on your cell phone bill (take off things like caller ID, unlimited texting etc.) or to bundle your cable and internet services in a different way.

I heard that planning your meals ahead and only buying the groceries that you need can save money too.  Maybe you could become an extreme couponer!

Post # 4
Member
2114 posts
Buzzing bee
  • Wedding: November 2012

WOOOOOOHOOOOOOO!!!!! congrats !!

Post # 5
Member
1325 posts
Bumble bee

I also recommend learning to extreme coupon. It can take some learning (which is where I am) but when you finally have it down it will help you soooo much.

I even joined a coupon forum. It seems to have a good amount of information and also has coupon trades!  

Google frugal living blogs…there are a TON of people in America, mostly moms and homemakers, who need to make that dollar stretch even further.

Congrats on the house!

Post # 6
Hostess
18643 posts
Honey Beekeeper
  • Wedding: June 2009

Congrats!  I agree about couponing, but you don’t need to be extreme in order to save money!  Look for a blog that does the matchups for your stores and they will do the majority of the work for you, all you have to do is get the coupons and shop!

Post # 7
Member
749 posts
Busy bee
  • Wedding: September 2012

Congrats!! We cut coupons to save money, watch our electric usage and cut down on entertainment and anything else optional. Good luck!! Such an exciting time for you!!

Post # 8
Member
288 posts
Helper bee
  • Wedding: November 2009

Congrats! We recently had a lot to do to our house before baby gets here, like a rewire of the entire house, a few things that i can say helped: I am in texas and energy usage is insane in the summer for cooling so we:

Set the thermostat to 80 degrees during the day and 77 when we are home, use black out curtains, use fans, change bulbs to energy efficient, lights on only if you are in the room. Change/clean your air filter every month the make life easier for your A/C, make sure debris around the exterior unit is cleared away, clean your coils. Wash FULL loads of laundry, and hang dry as much as  you can. And lots of coupons. Also we did a lot of repairs ourselves, for big jobs we negotiated as much as we could, you would be suprised where that can get you.

Goog Luck! and have fun !

Post # 9
Member
3871 posts
Honey bee
  • Wedding: November 1999

I know for us to save money, we got rid of our land line phone since we hardly used it.  We used our cell phone for almost all calls.

I made a list of our entertainment expenses.  It was a lot.  We have netflix, directv, hbo, XM radio and we go out to eat some times.   I got rid of the HBO. We do have other forms of entertainment that we hardly use, like our Wii, so it’s not like we will be bored. Oh, I wanted to get rid of xmradio but when I called them they gave me an awesome deal. I was paying $20 a month for two radios, but they gave me a great deal of $10 a month for two radios. I couldn’t decline.

We almost practically cut out going out to eat, since it’s so much cheaper to eat at home. I started making my lunch instead of buying lunch.

I’m also going to call directv and tell them that our plan is getting to expensive (which it is) and see if they can lower our monthly payment.

I looked my home internet and saw that we were spending $60 a month on just internet.  I’m considering getting rid of that and going to clearwire since it’s $30 a month and for 2 types of internet. (home and on the go internet)

Couponing is great, if you have about a few hours a week to organize and look through ads.

We signed up for Costco and I think it saved us a lot of money buying in bulk. Although, it can be expensive buying in bulk too, if you waste what you buy.

Oh, as for cell phones, try getting on a family plan. I’m on a family plan with me, my husband, my mom, my dad and my niece and we pay about $40 per person.  Of course I have an iphone so add another $15 for the plan.  When me and my husband were on a plan by ourselves, it was at least $60 per person plus our iphone data plan.

Just from what I mentioned, you can probably save at least $200 a month.

Congrats on your house, though. Very exciting!

Post # 10
Member
3461 posts
Sugar bee
  • Wedding: May 2012

There’s usually a lot of extra costs when you first move in.  Try to hold off on any purchases for a full month, and reassess then whether the purchase is still important to you.

Post # 11
Member
5388 posts
Bee Keeper
  • Wedding: December 2010

Congrats! We have been couponing and we cut back on our cell phone bill. We also shop around for everything, and make very few splurges. 

Post # 12
Member
6572 posts
Bee Keeper
  • Wedding: February 2010

Congrats!

We’re in the same boat. But right when we decided it was time to save, everything went wrong. Our AC broke, both of our cars had issues, health problems and medical bills. This is stressing me out!

Post # 13
Member
7587 posts
Bumble Beekeeper
  • Wedding: December 2010

This sounds awful, but NO CABLE TV. It saves quite a bit a month, and keeps you off the couch and doing projects. When the house is finished reward yourself with lazy tv watching 🙂

Post # 14
Member
2216 posts
Buzzing bee
  • Wedding: August 2012

@mwitter80: We don’t have cable tv either and it isn’t awful at all.  We have netflix and dvds/ blurays that we watch.  I actually like it better because I don’t like to waste my time with commercials.  We also have an antenna to get over the air tv stations – old school, I know!  All this saves us quite a bit each month.

@kimmylyn:  Yay for getting the house!

Post # 15
Member
1137 posts
Bumble bee
  • Wedding: September 2010

Just remember, everything you buy between now and when you move, you’re going to have to pack, load into a truck, carry into your new house and unpack (and find somewhere to put it!). This includes clothes, non-perishable groceries, kitchen gadgets, books, even paper towels and toilet paper.

Don’t buy anything you don’t need to survive until you move in.

Also, have a garage sale! You’ll get rid of things you don’t want to bring with you to your new house, and you’ll make some extra money!

Post # 16
Member
192 posts
Blushing bee
  • Wedding: May 2012

People have already said most of these, but here is what I do:

  • No cable- it’s seriously not bad at all and if you have a show you love, you can always download it! You’ll find yourself way more productive.
  • Couponing- but only for things you actually use (so easy to go overboard!). There are tons of sites out there to tell you all the good deals.
  • Keep it slightly warmer than is comfortable in the summer and slightly cooler than comfortably in winter. Also, install a programmable thermostat (which you can take with you to your new house as well!)
  • Garage sale- sell all those things you really aren’t using. Bonus- less to pack!
  • Cut out fast food and dinner out. Saves a ton and better for you too!
  • When you move into your new house, just live with everything for a while (like 6 months). It may not be exactly what you want, but it will help prevent you from making costly spur-of-the-moment decorating choices and then hating it later.

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