Post # 1
Did anyone get wedding insurance? I really am unsure on this.
I know 2 people who got it and ended up using it (1 because her father had a chronic illness, and they did end up having to hold off a few wks when he got ill around the wedding, and the other thanks to Hurricane Irene). I don’t have any known pre-existing illnesses in the family to worry about and we’re not getting married in blizzard/hurricane times but having known people who needed to use it maybe I’m a bit extra worried.
Post # 3
We are planning to get it, but it also depends on the cost. I have some chronic health issues that make it more likely that something may happen. i’m hoping not and I have pushed through when I had to (for example, I’m going through some rather rough and serious issues at the moment and had to do a workshop at a conference. I took extra meds that my dr ok’d for when absolutey needed for just teh conference adn got through it. i told myself as long as I did the workshop, I could just go back to teh hotel and veg). I just know this summer in the middle of a very important week, I ended up being hospitalized and when I got out, had a ton of dr’s appts and testing.
I have several friends who have purchased wedding insurance and only one who had to use it. For all of them, there are no health issues of their own or their family’s that I am aware of (and not potential natural disasters).
Post # 4
I think we’ll get it because in the scheme of what we are spending, it’s relatively minimal and protects our MAJOR investment. I can’t imagine anything happening before ours, but you just named two potential situations. I had a good friend get married whose mother had a serious illness come on suddenly a week later…with no warning. Her wedding had passed, sure, but it did make me think of what would happen if an unpredictable illness happened to someone we are close with right before the wedding.
I have heard good things about: http://www.wedsafe.com/
Post # 5
Since we are forced to get liability insurance (reception venue requires it), we are going to just pay the extra $20 or $30 bucks to add on wedding insurance.
I think its a great idea…. but I know of 4 couples who’ve thrown $50k weddings and they did not have insurance and things were just perfect.
Post # 6
Wedding insurance is really a great thing to have. I’m from Florida and I know couples who have cancelled because of hurricanes hitting on their wedding day. My friend who recently got married had to find a new caterer just weeks before because they had gone out of business. Luckily, she had wedding insurance. She bought through Wedding Protector Plan. http://www.protectmywedding.com
Post # 7
Our venue requires us to have it, so we are going to get it. I thought it was really weird at first but I think it’s a great idea the more I think about it. Weddings are a huge investment and there’s a lot that can go wrong, you want to have your ass covered so you’re not left on your own to deal with a lawsuit/stolen gifts/injuries/venue repairs/etc.
Post # 8
I was just looking into this too! With a January wedding, you never know what could happen, and it just might ease my ALREADY recurring anxiety dreams of a blizzard at the wedding. I think having peace of mind is worth the extra cost, but that is just me!
Post # 9
Thanks for all the input BEES! we are holding a $60k++ wedding the venue is $30k++ and their contract sucks it barely protects us from anything we are really thinking $200 for wedding insurance is worth it!!
what company did you use or any recommendations? thank you!