(Closed) Wedding Insurance

posted 10 years ago in Money
Post # 3
Member
159 posts
Blushing bee
  • Wedding: May 2008

I was thinking about wedding insurance too because I wanted to be totally covered if anything were to happen. The advice I got from everyone, including my venue, was that I did not need it. My venue had insurance, my caterer and the people serving the alcohol. I think a lot of brides get scared into it and it really isn’t necessary. Anyone else’s thoughts?

Post # 4
Member
344 posts
Helper bee
  • Wedding: September 2008

This is who we used: http://www.protectmywedding.com/. It’s through my homeowner’s insurance, but anyone can get it, I think it’s probably an independent company. For a few hundred bucks, it’s a few less things to worry about, such as deposits paid for vendors if they fail to show, or go out of business, etc. My venue didn’t need us to provide insurance, but it’s good for other things, like photographers, band, rings, dress, etc etc etc. Just a tiny bit of piece of mind, something we can all use!! Haha.

Post # 5
Member
508 posts
Busy bee
  • Wedding: December 1969

We had to buy liability insurance (part of the venue contract).  We purchased online through WedSafe, but didn’t feel the need to get additional insurance.  Our caterers are insured, as is our photographer. 

If it’s in your budget and decreases your stress, go for it, but do read the fine print.  Some insurance policies only cover in certain cases (blizzard or other major weather, not just sprinkles). 

Post # 6
Member
1061 posts
Bumble bee
  • Wedding: September 2008

Our venue requires a liability insurance policy, so we’re using Wedsafe. We didn’t get any additional insurance.

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