- 8 years ago
My boyfriend is getting ready to pop the question. He’s not a very good secret keeper lol and I can read him like a book. We’ve been talking about getting married for a while and I’ve paid off any college credit card debt in preparation. I’ve also been wondering how in the world we are going to pay for a wedding. We can save some, but in order for us to snag the time of the year we really had our hearts set on get married in (it’s emotionally significant) it will not be enough to pay for everything.
Ok. I know. A loan is the exact opposite of the ideal thing to do. And I know that you are going to tell me not be unreasonable, and cut corners here and there and that it’s one day. I know. But I don’t know how many corners I want to cut on what I consider to be one of the most important days of my life.I just want it to be personal and memorable. And I have cut corners. I come from an artistic background so make-up, flowers, stationary and photography are being done by me and my (thank God) equally artistic friends. Favors and Gifts are also being done by me. We are doing an I-pod rather than a DJ, and are doing a cocktail reception rather than paying for a feast. I’m even getting my dress at a consignment shop.
It’s not enough. UGH! I know that we still can’t afford this without some help from somewhere. My parents are really not well off (is it tacky to say they are really poor?) and I know that they won’t be able to contribute anything. His will be able to contribute a little, but I’m not expecting very much. We are both much more well off than our ‘rents. And I’ll say it, there are just some things that I’m not willing to give up. I want an amazing location (and in Chicago that can be pricey, although we are considering the park district) and yes, I want the wedding in Chicago. It’s where we met, where our home is and where all our friends are. And even though it’s mostly DIY, I want the quality of everything to be top notch, so supplies and such could still stack up.
If we don’t have any debt, have no wish to purchase a house any time soon, already have an adorable little apartment with all the fixins, and can pay the loan off in 12 months, is it really that dangerous to get one? We are both responsible with our money and have excellent jobs, and just recently finished paying off multiple larger purchases (for our little home) -which is why we don’t have a ton in savings.
HELP! **Comments from those paying for their weddings all by their lonesome specifically would be appreciated.