(Closed) wedding or buy a home first?

posted 6 years ago in Home
  • poll:
    home first : (18 votes)
    45 %
    wedding first rent for a while and fix your credit then buy a home : (22 votes)
    55 %
  • Post # 3
    Member
    183 posts
    Blushing bee
    • Wedding: August 2012

    Hmmm without enough details…I think you should work on your credit and have a small wedding then buy a house and you will have a home for your boys to grow up in

    Post # 4
    Member
    1120 posts
    Bumble bee
    • Wedding: January 2010

    Plan for your life. Get married within your means now and buy a house now.

    Post # 5
    Member
    13014 posts
    Honey Beekeeper
    • Wedding: November 1999

    Fix your credit – whether that means wedding in 2014 or 2015, or whether or not that’s a house now or later.  Renting isn’t the end of the world.  Bad credit scores will haunt you, though! 

    Post # 6
    Member
    97 posts
    Worker bee
    • Wedding: September 2012

    i have two girls and us buying a new home for a new start was very important to me. way more important than a wedding for us. a wedding is one day of memories, a home is like a lifetime!

    Post # 7
    Member
    145 posts
    Blushing bee
    • Wedding: February 2012

    id suggest u guys have a very small intimate wedding now, rent while u fix your credit and then buy a home. 

    Post # 8
    Member
    1512 posts
    Bumble bee
    • Wedding: September 2013

    I say wedding and then home. We’re planning on putting any money we get from the wedding toward a house.

    Post # 9
    Member
    891 posts
    Busy bee
    • Wedding: August 2012

    You can get married and still work on fixing your credit. You really should focus on upping those scores as much as possible before you consider buying a house. Rent for as long as you need to.

    Post # 10
    Member
    1319 posts
    Bumble bee
    • Wedding: January 2012

    @troublesmom:  See, to me, a wedding is the beginning of a life together. I’d rather start our life together now than own a home now. You can always have a small wedding.

    OP, if you’re already gonna live together and aren’t that concerned with being married now vs. 3 years from now, I don’t guess it matters. Buy the house if you’re more comfortable with that.

    Post # 11
    Member
    2106 posts
    Buzzing bee
    • Wedding: September 2012

    Will paying for the wedding put you in debt/further damage your credit scores? Your credit scores should be your #1 priority. Right now is a great time to buy- interest rates are low, as are prices. If you can have the wedding without hurting your scores, have it before you buy. Finding and buying your dream house could take 2 months… or 20 months. 

    Post # 12
    Member
    391 posts
    Helper bee
    • Wedding: July 2013

    Do you need to be married for another reason other than just the status change?  Health benefits, etc?  I would put off the wedding, if having a big one is important, because you will still be in a relationship despite the label on it.  Buying the house might be a better priority with the kids and all…

    You can always just do a JOP marriage.. a house is always going to be a large chunk of change (larger if you keep waiting).

     

    Post # 13
    Member
    6248 posts
    Bee Keeper
    • Wedding: August 1900

    I’d work on the credit so you can get a quality home in an area with good schools for the kids.  Have a small, intimate wedding now.

    Post # 14
    Hostess
    18643 posts
    Honey Beekeeper
    • Wedding: June 2009

    Honestly, I think marriage first.  Work on your credit, renting is not a waste of money.  It gives yourself a place to live while you are saving up and building your credit to get the best home possible at the best price.

    Post # 15
    Member
    86 posts
    Worker bee
    • Wedding: June 2013

    @abbie017:  Exactly!

     

    Fiance and I are in contract for our first home right now. Our wedding is in June of 2013. We sat done one night, discussed budget, location, timing, and what we need.

    I am also graduating next year, will be looking for a job, and our son will be 1 this year, so next year is going to be very stressful for us.

    We decided that if we didn’t buy now, we would wait until 2014 and would continue to rent for now. You need to be okay with renting as a possible option for a little bit longer. Things happen for a reason, and if it’s meant to be that you will buy, it will be.

    My mom is in the mortgage business, and I’ve heard horror stories about how much a bad credit score can ruin everything that you try to do later on in life.

    Good luck though! 🙂

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