Post # 1
Why is this wedding postponed? NO MONEY! I am past frustrated….so tired of trying some days! Sorry for the long post but I have to get out some of my frustration.
- I did most of my doctorate without a loan and with $30,000+ USD already paid, I ran out of funds. I have completed 59 credits and only have the 3 credit disseration to do but the way school has it set up, I would need about $8000 USD to finish. Now loans in Jamaica are at around 21% so getting a loan is not really the best idea. I have been out of school for nearly a year and at the year mark, I would have to start all over; forfeiting the money already paid. Getting seriously downtrodden!
- I do not work fulltime although my part time job as an adjunct faculty is about what an average full time teaching job would pay here. The problem is even if I wanted a loan, the bank will not lend because I am not full time and my workplace pays per semester and not monthly.
- I do not work fulltime because I have undifferentiated connective tissue disease which basically means I have a lot of Lupus and some RA symtoms but have not developed full blown of either disease. It does mean though that my medical bills are still high as I take some of the same Lupus meds and my fatigue and pain levels varies widely from day to day. Now the medical bills have taken a toll on my finances.
- Getting togetherw ith Fiance means my migrating to the US (he has the better job prospects there). The cost to go the fiancee visa route is a little over $2000 USD in total. Another cost to be factored in.
So with all that said, Fiance and I will be apart much longer than we thought. We can’t get married here because then we can’t do the Fiance visa. The alternative is that if I stay and we file the immigrant visa papers from here, then I cannot travel to the USA on my visitors visa to attend my final residency for my doctoral programme while we wait on processing.
Sorry for the rant, but I cannot help but have a pity party today. Up until Sunday I was so looking forward to a summer commitment ceremony but now everything is on hold and it sucks!
Post # 3
I’m so sorry to hear that 🙁 I know how frustrating it is to feel like you just want to get married, but life is getting in the way….will say a prayer for you
Post # 4
Yikes! I’m so sorry. I don’t know entirely what you are going through, but I can relate to some aspects: I have a work-related injury that has caused me to not be able to work…it’s incredibly stressful to worry about money! I hope this all works out for you in the end! Keep your head up…
Post # 5
I know you said that a student loan is not in your best interest because of the high interest rate but I think it is a better option than giving up the 30,000 plus all that hard work you put into school. You also said that the bank will not give you a loan because you don’t work full time but I’m pretty sure you don’t need a job to get a student loan. I’m not sure how it works in Jamaica. Also, will the US offer you student loans because you are going to school here? Also not sure how that works. However, I do know that you can begin paying off your interest while you are still in school. Based on the 8,000 loan and 21% interest, you will be paying under $5 a day on interest. It definitely isn’t ideal but I think it’s a much better option than letting everything else go down the drain.
And I know how you feel about the frustration of being away from your Fiance and not being able to do anything about it. I have been away from my Fiance for 2 years now because he got a job but I have been stuck at school. 🙁 Good luck and once your nerves and frustration calms down, you will be able to make the right decision for you.
Post # 6
I’m currntly in the US on a Fiancé Visa!
I’m sorry to hear abo0ut your situation. It really is tough!
You may not need to come in on a fiancé Visa, but a Spouse Visa, should you choose to marry before you go in to the US!
Also, you can travel while your Visa application is processing, I did so twice in the last year. Just make sure you have your papers in order, and bring your papers with you when you ravel to the US! I came in for a week once, and for about a month and a half the second time and I had already been here for two weeks prior to that!
It’s not as scary as it may seem, jut make sure your papers are in order, and be honest with the customs agents! You should be fine!
If you need anything else, please don’t hesitate to contact me! I’m happy to answer anything I can!