Post # 1
I’ll try to keep this short.
Early in our relationship SO told me he had quite a lot of debt. I was very honest (and in hindsight probably quite brutal) about the fact I couldn’t marry someone who had debt. They’re debts he got into in the 90s (when he was young and foolish). He now has them with a consolidation company, and has been gradually paying it off over the years.
A few days ago my parents confronted him about them, not to meddle but because they care about me. It gave him the kick up the backside he needed! Because… the debts are a fraction of what he thought they were. Not small enough for him to pay off himself in one go but my parents have offered to pay it now so he can legally become debt free! And finally build credit again 🙂 He would pay them back but it will take months, not years!
I’m so happy. Although building credit takes time this means that pensions and mortgages and savings are in sight for the first time. And, here’s hoping my ring isn’t far away either.
**does happy dance**
Post # 3
@ladyartichoke: Wow that is so exciting! And how nice of your parents to help! Fingers crossed that ring is the first thing he is saving for!
Post # 4
nice parents!!!!! glad you are happy.
Post # 5
@MsPanda: just shows how they feel about him I guess
@Chay: VERY nice parents 🙂
Post # 6
that is so awesome of your parents and a great starting point for you guys! Building credit is much easier than paying off debt – look into a secured credit card for him to start building that credit asap! use it for something that you pay every month anyway like phone bill or power..
Post # 7
How wonderful! I hope it works out for you =) I love living debt free, myself!
Post # 8
that’s so awesome! i know from personal experience how debt can heavily weigh on a person, future planning, and credit scores. happy credit building!!!!
Post # 9
That’s VERY exciting! And great of parents 🙂
Post # 10
Congrats. That’s a great new start!
Post # 11
Thats really great, our parents are good to us both too, and it REALLY helps 🙂