Post # 32
Now that we only have ten months left (yikes!!!), we’re really trying to curb our spending. We’ve actually been trying to do that since we got engaged…but we haven’t done such a fantastic job of it. Now it’s crunch time! We definitely have bad habits that we need to break…the top one being not going out to eat so much…we spend WAY too much money on eating out. So, the new plan is that we can have one meal out per week (we’ll see how that goes!)…and that should help us out a lot. We still have to save a few thousand dollars in the next ten months…and neither of us make a ton…so it will be a struggle, but we’re trying to look at is as a challenge 🙂 Hopefully we’ll be able to rise to the occasion….we have to!
Post # 33
I love going out to eat & also preparing nice recipes with good natural products at home – but the cost of that really adds up. That is something I have cut back on as well as buying good liquor and food when I go out.
I love clothes & that’s been a huge cutback for me however I have always been a thrifty shopper so it really doesnt dent my wallet too much anyway however I know every penny counts – so I do see myself looking at shoes and dresses and thinking hmmmm I can get those vases I want or this is the cost of one of those spacialty linens I saw, or the custom birdcage veil I want – so it does modify my spending ALOT!
Post # 34
Food! I had to stop going out to eat, and eating lighter when I did go out to eat (skipping the 2nd and third glasses of wine, and dessert
I save a lot that I used for odds and ends for the wedding. I would have never been able to cover all the miscellaneous, unbudgeted expenses otherwise!
Post # 35
We’re scaling back for two reasons: (1) our wedding and (2) my fiance’s job start date got pushed back to January (from October). Here are a few ways we’re doing it:
– I’m waiting to get a new phone (iphone/blackberry) until after our wedding. I’m currently rocking the old-school Razr.
– He’s waiting to get a new car – his car works fine, but is getting crankier by the day & is a hand-me-down from his dad. Originally, he’d planned to get a new car late this fall…we will probably push it back until after the wedding (maybe next summer).
– Cutting back on eating out / grocery trips, as everyone else has mentioned.
– We carpooled the entire summer (I dropped him off at bar prep class, 5 mins from my office) and saved some money on gas!
– Going out – we’ve been buying wine/beer at Trader Joe’s or Costco & just relax at home with Netflix instead of dinner & drinks or dinner & a movie. We’ll see how we continue this once he is finished studying for the bar & actually has free time!
– Trying to decrease our electric bill by (1) keeping our AC at a more reasonable rate & turning it off entirely when possible, (2) being very anal retentive about leaving lights on, and (3) unplugging anything that’s not in use (I was previously really bad about leaving my phone charger/laptop plugged in).
Post # 36
Before we decided to elope, it was miserable! We were trying to cut expenses in everything and save about 50% of our income each month. We cut eating out, replacing our wardrobes, even trying to reduce buying coffee. I was really sad that many of the ‘pampering’ sort of luxuries around a wedding weren’t going to be possible even with all the scrimping and saving. Now that we’re eloping, we can actually get facials before the wedding and go to a nice restaurant. Most importantly, we can take a honeymoon now!
Weddings are so expensive, even when you cut costs, DIY, and eliminate as much as you can. We were going to have a fifty person wedding, I was going to wear shoes and jewelry I already owned, etc., etc. and we still weren’t able to fit a honeymoon into the budget. Eloping not only means a great deal less stress, it has let us afford the wedding rings we actually want to wear.
Post # 37
Clothes: I can’t remember the last time I bought new clothes for myself.
Vacation: We ususally go away to a week long all inclusive resort down south but we didn’t this year. Oh well, I know it’ll only make us enjoy the honeymoon that much more.
Honestly, I have been a poor student for so long I almost feel as though I’ve conditioned myself to not want to buy anything.
Post # 38
Hah, the better question for me would be what do you splurge on? Which really, nothing! I haven’t bought any new clothes this spring/summer and books. No more movies and dinner out. Well, okay we eat out once and a while, but not much. My only real splurge is a bottle of coke every couple of days. This isn’t all due to the wedding, I’m a student so money is already tight. So paying all my own bills, the wedding, and getting ready to pay tuition again this fall are scaring me to be more frugal.
Post # 39
Trips to Costco and Whole Foods…getting my hair cut and colored, cycling gear and other sporting goods. We cut decorating out before, since we’re saving for a house; no point in decorating now. If it weren’t for wine and Netflix, I’d go mad.
Post # 40
Books! I miss buying new ones! But my friend and fellow bookaholic is getting married as well, so we have been exchanging our libraries to avoid tempation.
We haven’t bought any furniture or decorations for our brand new house, so that is mostly empty.
Clothes–which is unfortunate because my work/casual wardrobe is one and the same at the moment, and some of the items are 5 years old =(
Post # 41
I’m pretty frugal (read: stingy) with my money, and I hate clothes shopping, so I don’t really have to worry about it much. I do, however, like to buy my lunch if there’s no easy fix for me in the fridge (leftovers, etc.). Sigh. It’s so stupid that we have more than enough food at home, and yet my biggest expense (outside of school) is FOOD. Ugh!
Post # 42
We are also buying a house. So we don’t splurge on clothes or dates. its fun. let me tell ya lol
Post # 43
Honestly, everything. We are not receiving an ounce of help so we really have to stick to our savings plan. We like to take weekend road trips out of state which we have not really been doing.
Post # 44
- Wedding: September 2010 - Heron Hill Winery
Trying to cut back on eating out, going to movies, and buying unnecessary toys/clothes/etc… for my dogs. I am also trying to cut back on my impulse shopping ( I do have problems…lol if I catch the "need to shop" bug I force myself to cruise the dollar store or thrift shops so I satisfy my urges and find some great deals!!
Post # 45
Just made a big purchase – a TV! I have had this 15+ year old, tiny little tube and Fiance decided he couldn’t do put up with it any more. We decided this will be an upgrade to his (our) bedroom TV and move the current bedroom TV into the guest room. I was completely and totally fine with my old TV (don’t watch much TV and as long as you can see and get the idea of what’s on, I’m not sure why we needed such a big screen)…but, he was adament that we needed it, so he/we bought one. Now he’s feeling guilty about some of the purchases he made at the mall and we need to cut down on eating out and drinking out. I’m fine with cutting out the eating and drinking out, but I’m still wondering why we need this big TV???
Post # 46
For those bees that love to read- FEAR NOT! I found this little gem and all you pay is shipping for the book you’re trading. Every book I wanted to read was available here: http://www.paperbackswap.com. If it’s not…then you put it on a wish list and VOILA! someone will buy it and swap it as soon as they’re done. NICE!
Our biggest cutback has been groceries. I found that we were spending WAY too much. I love to cook and need approx 4-5 additional items each night to cook with. Once I realized I was doing major shopping on the weekend ($120 or so) and then 2-3 trips during the week ($30-$40), I knew where I could cut back. Now we go to a warehouse grocery on the weekend ($70) and maybe one supplemental trip during the week. I found out quickly if I make a list of what i actually need and give it to my fiance, he sticks to it MUCH better than I do.