Post # 1
So we have worked with a couple different banks with mortages and my husband and I having money and credit cards in different places. Thought it’d be good to get some feedback from other ladies where they’ve had good experiences. No reason to give business to crappy lenders.
So far we really enjoy USAA and ING (an online bank) and found them extremely easy to work with and great services.
PNC and M&T have been convenient, depends on the service for whether you’ll get good rates, but they’re local and have been easy to work with.
Capital one we just need to cancel, my husband has it as a credit card and it’s just horrible. They literally change the date that things are due from month to month. They have just seemed like rule changing thieves (sorry, not exactly a positive review).
Post # 3
Wells Fargo was by far the worst bank I have ever worked with. The worst experience ever! And I have heard that from other people too.
Our mortgage just recently got sold to Chase, so we will see how that goes!
Post # 4
i agree that capitol one credit cards are awful!! Fiance has a credit card through them that he’s had for a couple of years. he lost his job a few months ago and got behind on payments. im not on this count at all and somehow they got my number earlier this week. they keep calling and calling and ive told them that Fiance is in basic training and theres nothing i can do. oh and the guy that i talked to had the nerve to ask, “Well, who’s paying your bills?” i was LIVID! i said “UM THATS NONE OF YOUR BUSINESS!!” ooh i was mad. i dont even know how they got my number!!
but other than that, we use wachovia for all of our banking. theyve always been really great and really helpful!
Post # 5
I work at a credit union and i definately think that if you have a local credit union that you should go with thewm because they usually have the best member service and the best rates on everything. I have heard nothing but horrible stories about Wells Fargo so its funny you mention that rosie girl.
Post # 6
I’ve been using HSBC for ten years now and LOVE them. We also have our mortgage through them.
The financing on our new to us car is through Wachovia Dealer turn Wells Fargo. EEP! Bummed to hear that they are not so great?
We have a Citibank Credit Card and I hate it!!! Can’t wait to get rid of it!
Fiance had Charter One/Citizens Bank and they SUCKED.
Post # 7
We do almost all our banking with Wells Fargo, and we’ve always had good experiences with them.
I have only had bad experiences with Bank of America and Chase. Both of them just have awful customer service.
Post # 8
I have only worked with Bank of America and I have all my accounts with them. I absolutely love it. 🙂
Post # 9
I loooove HSBC. I’ve used them forever essentially, and they are brilliant.
Post # 10
What’s HSBC? What do you love about them?
Post # 11
I second Aug8Bride… I have Bank of America and love it. I am a student thought so I get special offers that I normally wouldn’t get without having to pay for.
My favorite thing is the “keep the change” program. Everytime you use your debit card, the round the change to the next dollar and put it in your savings account. At the end of every year they double the amount you have earned (up to like $200 or something). It has slowly but surely made me few a hundred dollars in the past couple of years! Especially works well at the gas pump when I can stop the pump at “30.01” and get 99 cents!! 🙂
Post # 12
I recently got an account with Chase. They treat me like the richest woman in town, although my earnings are small. I have had bad blood with banks (meaning I messed up my accounts) and still Chase is so courteous, gave me my first order of checks (not the cheapies either) and are really helpful like when I accidentally made a purchase with their debit card the day before payday, and returned it immediately so I could pay with my other debit card from other bank (I’m canceling that one today to avoid further occasion). I love Chase!
Post # 13
HSBC (Hongkong and Shanghai Banking Corporation) is a international bank; they have personal banking, corporate banking, mortgages, life insurance, etc.
The thing I love about HSBC is their customer service. They have always been nothing but fantastic to me, whether on the phone (even the people overseas!) or at my local branches. They’re great about overdraft fees, fraud protection. For instance the second they notice some weird spending on our account the fraud department will call us up to double check we did indeed make those purchases. You can manage all your accounts online from one location, I do so with our checking, savings and mortgage accounts.
Can’t say enough good things about them!
Their motto is “The World’s Local Bank”. And I can’t agree more because while they are a international banking corporation they have the feel of a small bank.
Post # 14
I have had no problems w/ BOA but I have never overdrafted or anything to that extent. I still have a “Student” checking account. Now since I am married, I think me and the hubs are gonna switch over to USAA since I am not eligible for it. Anyone particularly like USAA?
Post # 15
What about a small hometown bank? My tellers and lenders all know me, and I have used the same bank while living all over the country.
Post # 16
I have a Chase card and am THRILLED. They are very wonderful with customer service–they call occassionally to check on me/my purchases, they have automatic notification for out of town stuff, and my mom has had fraud a few times and they’ve been super easy for her to deal with and don’t buck her. I dumped my Bank of America card awhile ago. They are just not helpful EVER. I use US Bank for regular banking but they aren’t all over the states necessarily.