(Closed) What company is your auto insurance with?

posted 6 years ago in Money
Post # 3
Member
6892 posts
Busy Beekeeper
  • Wedding: March 2012

I did the same thing, sort of!

DH’s family was with State Farm forever. My family was with AllState last I heard, but my step-dad is a lot like me — he rate checks every year. Lol. We’re budget-minded people.

Darling Husband and I have a policy through Geico and so far I love them. DH’s truck was insured through State Farm for what we have all THREE of our cars (including my 2012) insured for through Geico. We also went through their Homeowner’s Insurance carrier and got that discount. I’m pretty impressed.

Post # 4
Member
786 posts
Busy bee
  • Wedding: September 2014

I have Geico and so does Fiance under separate accounts and we have nothing bad to say about them.  They’ve always been incredibly helpful on the phone when we’ve had any questions and when we got hit in an accident they were great.  We called them the night of the accident, they took all the details and said to let them know if we have any problems with the other insurance company.  Sure enough, the other drivers insurance was dragging Fiance around so Geico stepped in and got it resolved real quick for us.  I used to have Allstate and was paying almost double what I am now and I have no complaints whatsoever about Geico and have not hear any from anyone else I know with the same insurance.

Post # 5
Member
13099 posts
Honey Beekeeper
  • Wedding: July 2010

Darling Husband and I have State Farm and I’ve been with them for almost 10 years (and my family for WAY longer than that).  They’ve always been super easy to work with, especially when I had to deal with a hit and run by an uninsured driver earlier this year.

Darling Husband and his family had always been with AllState but we priced out both (and Geico) when we got married and State Farm was best.  That combined with the wonderful service I’ve always had and it was a no brainer.

Post # 6
Member
1358 posts
Bumble bee
  • Wedding: October 2012

My insurance is through Erie, which is a smaller company in the midwest and northeast. They don’t really seem to advertise, but they are known for their customer service. It is a must for me to have a local agent I trust and who is very accessible, which is exactly what I’ve gotten with them. They seem to be more expensive than the trendier online-type companies but cheaper than some of the other places I shopped for comparable coverage, including my previous State Farm policy.

I’ve been in an accident in the middle of the night on an icy highway, plus once someone hit my car while it was parked overnight, and once that happens, you are glad you don’t have minimum coverage with a sky-high deductible and an 800-number.

When I was shopping, I made a spreadsheet of the coverage I wanted, compared a few quotes from online, and then took that spreadsheet with the quotes to local agents and asked them for competitive pricing. My agent not only met those quotes within reason, but also won my business in spades because of how great her customer service skills were.

Post # 7
Member
14495 posts
Honey Beekeeper
  • Wedding: June 2011

State Farm for us, we moved to them a few months ago because it was 1/3 for what we were paying at American Family.  We also added a 15 year old to the State Farm that we didn’t have on the American Family and it was still 1/3 of the costs.  DH nor I will have car insurance through a company that doesn’t have a local office, just our personal preference, we like having someone to hold responsible if something goes wrong and not just a phone number.

Post # 9
Member
979 posts
Busy bee
  • Wedding: June 2013

I have USAA and think they’re great! I work in a body shop and in my experience, State Farm is the easiest for the shop to work with and their customers seem happiest.  They use the shop’s estimates so work can begin quicker, pay supplements quickly, and get their rental car set up quickly (I worked with Hertz before this job). I don’t know all the details with billing and stuff and we do mostly State Farm, but the less happy customers come from Nationwide, Shelter, esurance, and Progressive. (not always!). Geico is kind of hit or miss.  Farm Bureau makes stuff pretty easy too!  Like I said, I love USAA, but haven’t had a wreck so haven’t needed to use them too much. I have all my banking and renters insurance through them too.

Post # 10
Member
1446 posts
Bumble bee
  • Wedding: May 2012

My family has used Nationwide for years and I love them.

Post # 11
Member
5668 posts
Bee Keeper

We’re with Infinity now afterProgressive jacked my rates. So far I’m really happy with them, we nearly cut our rate in half by switching and have the same coverage.

Post # 12
Member
4046 posts
Honey bee
  • Wedding: November 1999

We have progressive, it’s actually a local company for us since their HQ is here in Cleveland. When I moved here, they were the only ones who would sell me insurance on a car I didn’t own, with an out of state license. Plus they were really helpful on the phone. And they have a website which was a must for me.

 

Post # 13
Member
1695 posts
Bumble bee
  • Wedding: March 2012

I have USAA and I LOVE it. I have been in an accident (not my fault) but they were still really great. I have been with them for 11 years. 

Post # 14
Member
2254 posts
Buzzing bee
  • Wedding: October 2012

Also with Geico. This marked the first year I have had to buy my own insurance plan and it was nerve wracking! Buying a policy online did make it easier. I have to say I was a bit disappointed by Progressive. My quote with them was almost $300 higher than with Geico, and I have a spotless driving record!

Post # 15
Member
676 posts
Busy bee
  • Wedding: November 1999

I have nationwide. I had them when I was a teenager under my mom’s plan and loved them then. As an adult I used to have direct because they were cheaper but their customer service is not very good. I switched back to nationwide and I love their customer service and a bonus they are now actually the lowest rate from everyone I looked at which is amazing.

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